Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Have received all bank statements today, not as bad as i thought,
i am reclaiming my sons charges as he will never do it.
it seems strange looking into the past, it shows how many times he uses
card machines,wasting money,
Now i have the taske of calculating his charges,
He left RBOS still owing £1000. it wouldnt be that but for the charges,
he is paying this off at £40.00 per month i believe,
His statement shows;;
CHG unpaid item DD.. £ 38.00
INT to date acc no £ 15.55
CHG to date acc no £ 10.00
CHG to date acc no £ 8.50
This is monthly,
I know i can reclaim the initial DD return of £ 38.00,
The interest is for the £ 1000.00 overdraft,
But without being stupid what can the other charges be for ?
these are repetative charges.
Thanks for any help.
Thanks T4FF have saved info , i find it hard to start calculating everything together, and then to start calc interest,but i will get there thanks to you and others on this site.. pdr
PDR vrs RBOS
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