Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
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Thread: POC-Barclaycard

  1. #1
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    Default POC-Barclaycard

    If Barclaycard have refunded into account "charges less £12" & on a refusal letter still replied that the refund stands at the original figure-then in preparing the POCicon for manual claiming in court, does anything need to be altered in the poc in the templates libraryicon?

    Also, has anyone won in court in this "£12" scenario?


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    Default Re: POC-Barclaycard

    Quote Originally Posted by Chelsea4Abbie View Post
    If Barclaycard have refunded into account "charges less £12" & on a refusal letter still replied that the refund stands at the original figure-then in preparing the POCicon for manual claiming in court, does anything need to be altered in the poc in the templates libraryicon?

    Also, has anyone won in court in this "£12" scenario?
    Yes I have won when claiming £12 from Capital Oneicon.
    The POC are the same. However please remember to claim the interesticon on the full amount until they deposited the cash into your account. Then claim the interest on the balance after until the date of teh settlement, hope this makes sense.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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    Default Re: POC-Barclaycard

    Thanks for quick reply

    Re the interesticon-not sure I understand

    They have already put the balance of the charges less £12 for each charge in my account, so presumably I now amend EVERY ENTRY in my spreadsheet to £12 (I've verified that Barclaycard have in fact deposited the balance for every charge) and it will then calculate interest on the amount I am going to court with (if you get my meaning).



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE