Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I finally I can register my own fight against the bank.:o
This has been ongoing now since September and gone through everything everyone else has. Well today recieved a LETER form Cobbetts asking for a copy of the data sheet. Unfortunately since they where not so nice they will get two one from me, I e-mailed it but th eseond from the court re-submitted with the aq and Sugessested Draft Orders. WEll suppose will not hear anything now till after Easter but then it gets really good I have submitted another five data requestes for the rest of my familly so lets face it what goes around comes around.8-)
Recieved my Court Date today it will be the 25th May the Judge has allocated quite along time for the case I requested 1 Hour Cobbetts requested 3 hours the judge decided it would take 15 minutes. Now lets just wait and see.
Just a note recieved this from OFT to dayThank you for your email to the Office of Fair Trading (OFT) regarding the problems you have been experiencing with Natwest. Your complaint has been logged for our records in order to further our understanding of this market. I am sorry to hear about the difficulties you have experienced but unfortunately the OFT is unable to assist you on this occasion. The OFT does not have the power to provide advice on individual complaints and neither is it able to help individual consumers to seek redress. Our primary duties include the enforcement of competition law, the regulation of the consumer credit market through a licensing system and the application of consumer protection legislation in respect of matters which adversely affect the collective interests of UK consumers. As you may be aware, the OFT has previously looked at the issue of credit card default charges and has now turned its attention to charges on bank current accounts. For more information, please see the following press release: The Office of Fair Trading: OFT announces 'quick fix' on bank charges will disadvantage consumers Please note that the OFT will not consider whether a further detailed investigation of the fairness or level of individual bank default charges is needed, or what solution might be required, until the end of this study. In general, the Financial Services Authority (FSA) is responsible for the banking sector. It has responsibility for the application of the Unfair Terms in Consumer Contract Regulations 1999 (‘the Regulations’) in respect of personal banking contracts. However, the OFT and the FSA have agreed that the OFT is taking the lead on the fact finding exercise relating to bank charges.
Hi not sure about what you are talking about the top of the letter saysNOTICE OF ALLOCATION TO THE SMALL CLAIMS TRACK (HEARING)Deputy District Judge S**** jas considered the statements of case and allocation questoinnaires filed and allocated the claim to small claims track.Ther hearing of the claim will take place ******does this mean that this is the court date or what
That sounds like its the full hearing. Looks like the court doesn't expect it to go to court having only allocated 15 mins. I wonder what makes them think that? Lol
Just a question the rate of 8% interest is upto OLMC am I right in thinking that this rises to 3.5% per day after that or doe it stay at 8%. Obviously the reason is that I have to calculate the interest charges up to when they pay because I am not going to accept anything less than full payment with costs and interest upto payment date.
Mine is in Swindon Wiltshire but I stress that I had the whole works aq the lot. I even requested that the Banks defence be struck out but that did not happen. I request draft orders but it looks like the judge did not accept these. I am just being paranoide but I have started to put together my court pack in plenty of time, Yep paranoide because they probably will offer to settle soon.
Mine is in Swindon Wiltshire but I stress that I had the whole works aq the lot. I even requested that the Banks defence be struck out but that did not happen. I request draft orders but it looks like the judge did not accept these. I am just being paranoide but I have started to put together my court pack in plenty of time, Yep paranoide because they probably will offer to settle soon.
Hi Steve
You have plenty of time to prepare for court,My claim is very similar to yours and i got a cheque for the full amount completly out of the blue.
Hi not sure about what you are talking about the top of the letter saysNOTICE OF ALLOCATION TO THE SMALL CLAIMS TRACK (HEARING)Deputy District Judge S**** jas considered the statements of case and allocation questoinnaires filed and allocated the claim to small claims track.Ther hearing of the claim will take place ******does this mean that this is the court date or what
Hi Stevepm i know our cases are not exactly the same but when i read the above it was near enough the same as the letter i received yesterday, Notice of Allocation to the Small Claims Track, case should take no longer than 15mins. My hearing is on the 20th June and as yours is before mine i'm very interested to see how you get on, lets hope they pay up before the court date, which in alot of cases they seem to be doing. Can i ask if you have or are going to send in any court bundle before the hearing date?? That's the bit i'm unsure about. Thanks and good luck Suzy.
Cobbetts surely must know by now that they will not get allocated 3 hours of the courts time-do they do this just so that they can justify to Nasty Vest the fees that they charge?.
Hi allI have just completed my Court Pack to send to both the Court and Cobbetts. This actually took me over 8 hurs to produce with the help of the site, thsnks goodness for all the help one gets here. I have not recieved anything from Cobbetts at this point with th efinal date for delivery of the data to be on the 11th of May. I will keep you all in the picture as to what goes on.
One thing I am gonig to go for the works on applying for cost. Some Where on the site I saw that you can claim so much per letter and for each hour you spend on preparation. Does anybody know what the details are.StevePM
I need a bit of help . The date for Cobbetts to submit their papers to court has now expired. I submitted mine to cobbeets by recorded mail and the court in person. What is the situation can I apply to the court to have summary judgement without waiting for the court date. My personla opinion is that both Cobbetts and NayWest should be fined by the court for delibratly wasting the courts time.
StevePM v NastyWesty ***WON***
and gone through everything everyone else has. Well today recieved a LETER form Cobbetts asking for a copy of the data sheet. Unfortunately since they where not so nice they will get two one from me, I e-mailed it but th eseond from the court re-submitted with the aq
and Sugessested Draft Orders. WEll suppose will not hear anything now till after Easter but then it gets really good I have submitted another five data requestes for the rest of my familly so lets face it what goes around comes around.8-)
Reply With Quote
Originally Posted by stevepm
. The date for Cobbetts to submit their papers to court has now expired. I submitted mine to cobbeets by recorded mail 
