Thread: Hannahbtw Vs Woolwich

Just a quick update.
lba went out this morning, special delivery so the neddies at Woolwich should get it before 1pm tomorrow.
Not really expecting any reply from them but as i havent had anything along the lines of a 50% "goodwill gesture" maybe that will be forthcoming at this point.

And we all know what the answer to that letter will be.........


Han.

Another update.....

Filed with MCOL yesterday evening (it was sooooo simple too..great for non-legal-eagles such as myself) and have just checked on the site now and it says its been issued.
Yippee!! i'm suing my bank! Ha!
Total im claiming is £2128.87 plus my costs, currently £120.00. And the woolwich wallies could have settled for £1700.50.....more fool them!!

Is anyone in the same position as me with their claim? Would be nice to find someone i can "race"..hehe!

Han x

Hi peeps.
Has anyone had a problem with MCOL putting the wrong issue date on their claim? I actually filed on the 26th April, but i got a letter today from Northampton county court informing me that my claim was issued on the 13th April and the defendant has until the 2nd May to reply. This is wrong tho!
I checked online with MCOL and there again on the information page of all claims started, was the date 13th April underneath the "Claim Issued On" section.
What should i do?
I really should ring the court shouldn't i? Although i'm sorely tempted to leave it as it is......less time for them, quicker settlement for me.
Oh the dilemma! Any advice gratefully received!

Han x

Thanks for your reply babe,
I will ring the court when they open at 10am.
Hope it doesnt affect my claim!

Han x

Hey amanda.
Well, i rang the court and apparently everyone who filed on the 26th/27th april had their Noticce of Issue sent out with the wrong timescales on it. The lady at the MCOL helpdesk was very apologetic and said that it was the first time that anything like this has ever happened before!
She gave me the amended dates..which are as follows: Claim issued 27th April. Deemed to be served on 2nd May. Woolies have until 16th May to reply.
Phew, thats all settled then. Im now sitting back ready and waiting for the numpties to get their behinds into gear and respond.
I've heard not a peep from them since 2nd April with their "blah blah looking into it" letter.
Hopefully they'll be more forthcoming now they know that i mean business!
How are u getting on? another day closer hey!
Good luck darl x

Received lots of mail to do with my claim today..some relevant...some not!
Firstly, another "we're looking into it" letter from the 'sales and service manager' at Jackson House, all totally pointless and rubbish, seeing as im now taking them to court.
Secondly...an offer!!! oooeer..shame its only for £1275.00 and about 6 days too late...idiots.

Lastly, i got the Acknowledgment of Service through from the court. Woolwich intend to defend all of the claim. I guess this is standard stuff?

I do have one problem though, hopefully someone can help me on this.
I've got to send a copy of my schedule of charges to Woolies Solicitors, as i stated in my POC that one would be forthcoming.
However, on page 2 of my Acknowledgment of Service i have no address details for where the documents about my claim should be sent. All i have is a printed name in the Defendent box (presumably of the solicitor) and in the "Position or Office held" box it just says 'Legal' and dated 15:02 30th April 2007.

So where do i send my schedule of charges?
Also, do they have 28 days from this acknowledgment (ie 30th)? or 28 days from when i first filed (27th)?
God, its getting confusing now...
Any help gratefully received!

Han x

Hi bennyowen.
Thanks for your reply.
I sent a schedule of charges to the Court the same day that i filed.
Was waiting for the notice of Acknowledgment so i could send the charges schedule out to the banks solicitors, but when it came there was no address details for them.
However, i rang the Court today, and they very kindly supplied me with the solicitors address details, so i can now fire off a covering letter to send to them with the schedule of charges.
All back on track!
I'll keep you all posted on my progress.

Han x

Woohoo!! Woolwich didnt get their defence in within the 28 days and i've just had my Judgement by Defaut accpeted by MCOL!
Looks like i'll be celebrating soon. as anyone else had this? i was so expecting them to get their defence in at the last minute, but seems like i slipped through the net!
I'm so chuffed....but maybe im counting my chickens too soon...what do i do now? wait for them to pay? does the court still deal with it...? eek...confused..help..!
Han x

Hmm.. i knew i'd spoken too soon.
Court has sent me a "Notice of Judgment Rejected" yesterday (dated 31st May 2007) Which states
"Your request for judgment in this claim has been rejected for the following reason: A bar on judgment/enforcement is in place-contact CCBC"

Well well...whats going on here?
My judgment by default should have been accepted, i allowed the 28 days from 2nd May (which was the date of service) for Woolies to get their defence in, and they never got back to the court, defence or otherwise.

Anyway, i rang the court regarding this, and the nice man there told me that yes, i was correct, the judgment should have gone through no problem, as they were out of time for the defence.
However, he had to cancel any further progress online as he said once the MCOL had shown it as rejected nothing more could be entered (silly but true!).
So he advised me to fax over a completed N225, which i did straight away.

I also e-mailed Katherine at Barclays to request a settlement in light of their failure to submit a defence in time. But i've had no e-mail back (i bet everything goes on hold at the weekend though!) yet.

I'm getting worried now though, as this whole "judgment rejected" scenario has got me down...nothing ever seems straightforward with this going to court business.
Anyone had anything similar happen?
Words of advice always appreciated.
Han x

Well, after much nail-biting and worrying that i wouldnt get my money as soon as i thought...everything finally came together and Barclays credited my account yesterday..with the full claim of £2248.87!!!

I won!! yay!!

I'm still kinda shocked...i really thought that they would drag it out after i told them that the court hadnt received their defence in time.
I rang Robert Saunders at Barclays and although he was new and obviously very snowed under, he admitted they were in the wrong (wish i'd have taped the convo!!) and that i'd slipped through the net regarding their defence.
So after i faxed back a copy of their standard "we dont admit liability but heres all of your money" letter, they credited my account 1 day later!
This has to be a record claim. My original SAR went out on 26th february, so from start to finish its taken 14 and a half weeks, not bad!
Hopefully this will give everyone out there, still in the process of claiming, renewed hope that Barclays do pay out, just keep persevering!!

donation on its way to the site as this wonderful place has been invaluable.

Someone please move me to the success stories forum! lol!

Han x

PS: Good luck everyone, you will all win in the end...go get em!