Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi Everyone
I Have Just Received A Letter From Mint Saying I No Longer Meet There Requirements For Having A Credit Card. I Owe £2584.00, My Limit Was £2700.00. They Have Put Me On A Monthly Plan To Clear My Arrears, This Will Not Effect My Credit Rating, Blah Blah...
I Have Now Sent Them A Letter With £10.00 Chq Asking For Last 6 years Statements So I Can Start A Claim. Any Advice Would Be Helpful???
Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.
Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.
GE Money - Received settlement of £441, being total charges requested. No interest though.
CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!
EOS Solutions "ceased action on account" on behalf of a friend.
All in all, quite busy at the moment and enjoying every minute of it
well finally today i have received a schedule showing what i have been charged which is overlimit fee £224.00 & late fee £310.00.
they have offered me £152.64 as gesture of goodwill which will be paid into my acc to clear arrears. (this they say is difference between £18 - £20 charge and current £12.00 charge)
does anyone know if i can i claim for both the overlimit and late fees?