Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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Thread: Tinks V's Mint

  1. #1
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    Cool Tinks V's Mint

    Hi Everyone
    I Have Just Received A Letter From Mint Saying I No Longer Meet There Requirements For Having A Credit Card. I Owe £2584.00, My Limit Was £2700.00. They Have Put Me On A Monthly Plan To Clear My Arrears, This Will Not Effect My Credit Rating, Blah Blah...

    I Have Now Sent Them A Letter With £10.00 Chq Asking For Last 6 yearsicon Statements So I Can Start A Claim. Any Advice Would Be Helpful???

    Kind Regards

    Tinks


  2. #2
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    Default Re: Tinks V's Mint

    Go for it!!!! Good luck and keep us posted.

    jaxads

    Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.
    Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.
    GE Money - Received settlement of £441, being total charges requested. No interest though.
    CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!
    EOS Solutions "ceased action on account" on behalf of a friend.

    All in all, quite busy at the moment and enjoying every minute of it





  3. #3
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    isidore Informative isidore Informative isidore Informative isidore's Avatar

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    Default Re: Tinks V's Mint

    Advice? READ! LOTS

    Head over to the library and the FAQs and read up about the ins and outs of the process.

    Get to grips with what you might expect from them. What sort of responses are common etc, find this through reading other RBSicon claimers' threads.

    Finally, are you in Scotland, this has implications on how / how much / where you complain.

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  4. #4
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    Default Re: Tinks V's Mint

    well finally today i have received a schedule showing what i have been charged which is overlimit fee £224.00 & late fee £310.00.

    they have offered me £152.64 as gesture of goodwillicon which will be paid into my acc to clear arrears. (this they say is difference between £18 - £20 charge and current £12.00 charge)

    does anyone know if i can i claim for both the overlimit and late fees?

    tinks



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