I have now successfully gone through all the stages and I am currently 14 days into mcol thanks to all the people and threads on this site.
This I find is the most frustrating part of the process I have recieved a&l aknowledgement and that they intend to defend, I am however asuming that the 28 days includes weekends in which case they have 14 days to supply a defence.
they have also taken over £2,000 in additional charges since starting this process so will be going back after them again. this is the best savings plan I have ever had.
Now totally smitten going after Amexaswell
would say wish me luck but really doesnt seem necessary



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