Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Have sorted Halifax out and now turning my attention to A & L. Can I get them to remove a default from 5 years ago? Undoubtly some of it would have been down to bank charges?
Two things you can try. If the amount you defaulted on was equal to or less than the amount of illegal bank charges applied to you account then you could argue the case that these charges caused you to default. If that doesn't work then try this Remove Default Notices on a Credit File - We show you how