Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 18 of 18

Thread: RBS vs ME help

  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    barryhep Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    21

    Default RBS vs ME help

    I have recd all mt statements back and have calculated the charges etc over the past 6 yearsicon i have requested that these charges be returned to me and have had a letter from RBS offering me £500 to close the matter i have since recieved a letter from Tommy McLean saying that the charges are fair etc and still offering me the £500 as Full and final settlement and telling me to seek the opinion of the financial ombudsman service should i talk to the fosicon or just file a small claimicon in the court ??


  2. #2
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2006
    I am in
    balanced
    Posts
    8,495

    Default Re: RBS vs ME help

    If you have sent the Prelim letter, AND the lbaicon, and allowed the timescales for each one - then issue court papers.

    If you've only issued one letter so far, you have to use the 2nd letter before going to court.

    I wouldn't bother with the Ombudsmanicon...

    ..

    .

    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.



  3. #3
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    barryhep Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    21

    Default Re: RBS vs ME help

    Thanks for that i will send the claim i suppose i am claiming against the Branch where my account was held ?


  4. #4
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2006
    I am in
    balanced
    Posts
    8,495

    Default Re: RBS vs ME help

    You can use their head office address. Should be in the contact info threads.

    ..

    .

    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.



  5. #5
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    sazz Novitiate sazz's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2006
    I am in
    Scotland
    Posts
    191

    Default Re: RBS vs ME help

    Tommy is a very busy guy at the moment. Almost everybody claiming against the RBSicon has had some template form of reply from him

    Don't worry about it, it's perfectly normal! I was told by Tommy to contact the FSA but I just filed my summons against them in court instead

    Lloyds Current A/C DPA sent 7th May 2009 Closed and charges wiped Summer 2010.

    Barclays A/C DPA sent 4th June 2009: no reply, no correspondence as of 2011.

    Littlewoods Data Protection Act Section 10 sent 09/06/2006 - Fraudulent A/C closed and CRA data removed November 2006.

    HSBC Default & Debt wiped March 2009 (6 yr Statute barred reached)

    RBS - Claim 1 - Settled in FULL £766.00 20/06/2006.

    RBS - Claim 2 - Settled in FULL £777.95 08/09/2006


    BOS A/C No. 1 & 2
    Amount - £586.39 claim plus 8% interest
    SETTLED IN FULL 08/09/2006 - CHEQUE FOR £625.25

    Halifax Visa Data Protection Act Disclosure Received

    First Direct Data Protection Act Disclosure received

  6. #6
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    barryhep Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    21

    Default Re: RBS vs ME help

    Help again i cant file a claim through the internet as their head office is in scotland shall i just claim against the branch or fill the form by hand and send it


  7. #7
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2006
    I am in
    balanced
    Posts
    8,495

    Default Re: RBS vs ME help

    either

    ..

    .

    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.



  8. #8
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    barryhep Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    21

    Default Re: RBS vs ME help

    Well i have waited patiently for a refund and now they have messed up big time they have charged me £38.00 for a failed direct debiticon on a loan that i had with them that finished the month before anyway i have sent the lbaicon and waited so now i have proceeded with court action will let you know how things progress thanks for your help


  9. #9
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    barryhep Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    21

    Default Re: RBS vs ME help

    Have recieved an Acknowledgement of service today so will have to wait another 14 days for the outcome will let you know what happens and thans again for all your help


  10. #10
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad Authoritative jonni2bad's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2006
    I am in
    balanced
    Posts
    8,495

    Default Re: RBS vs ME help

    Keep us posted.

    ..

    .

    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.



  11. #11
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    barryhep Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    21

    Default Re: RBS vs ME help

    am currently trying to claim back bank charges from RBSicon i am at the court stage and have sent of my allocation questionnaireicon on 7th January i recieved a letter from cobbetts including a copy of their completed questionnaire i am not sure what it means in other information they have put the words case management directions cannot be proposed until the claimant serves a reply to the request for further information which was due on 2 jan in light of this the defendant may amend its defence or apply to strike out ????? The information they asked for was to do with cpr 18 i sent a letter stating i was not prepared to give any information until the court required it can anyone tell me if i have done right or wrong ???
    vbrep_register("481763")


  12. #12
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    barryhep Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    21

    Default Re: RBS vs ME help

    I have now recieved another letter from cobbetts saying that saying the first 13 entries of my claim cannot be claimed for as they are out of the limitation time the letter also states that RBSicon consider the court case would fail not succeed but they are offering me a third of what i am claiming as a goodwill paymenticon if i accept i will have to withdraw the claim if not they will send a copy of the letter to the court saying the offer is reasonable can anyone advise me what to do next ????
    vbrep_register("481782")


  13. #13
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    barryhep Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    21

    Default Re: RBS vs ME help

    can anyone help me ?????? urgent


  14. #14
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    isidore Informative isidore Informative isidore Informative isidore's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    South Wales
    Posts
    1,616

    Default Re: RBS vs ME help

    Have they said why they feel it would fail. IMO sounds like dirty tactics (trying to put you off).

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  15. #15
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    barryhep Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    21

    Default Re: RBS vs ME help

    recieved cheque today for full amount owed so i think i WON


  16. #16
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    isidore Informative isidore Informative isidore Informative isidore's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    South Wales
    Posts
    1,616

    Default Re: RBS vs ME help

    Brill!!! What happened in between? It's bin a month!

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  17. #17
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Me.x Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2006
    I am in
    Blackpool
    Posts
    58

    Default Re: RBS vs ME help

    Congratulations!!!!!!

    RBS - Settled in full -3k

  18. #18
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    barryhep Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    21

    Default Re: RBS vs ME help

    The claim got to the court date being given and request for bundle and thats when they tried to palm me off with 50% of the total i stuck to my guns and got all of it 2 weeks later



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE