vdiddy vs Woolwich

**vdiddy** · 31st March 2007 23:22

Hi, sent off first letter on 27 March 2007 and got the standard 'we are looking into your case blah blah blah.Shld i wait for the full 14days before sending lba icon

?

**welshcakes** · 1st April 2007 21:41

Hi vdiddy, which letter did you send?

If it's the request for statements (SAR icon

letter), you wait 40 days +2 days for postage = 10th May.

If you mean you sent the letter requesting £xxx amount of charges to be refunded (prelim letter), then you must wait at least 14 days for them to respond, and again I suppose +2 days for postage before you mail your lba icon

= 12th April.

**vdiddy** · 2nd April 2007 09:21

They have already sent me the statements of charges and i have sent off the preliminary letter requesting for my money.27/03/07)

**vdiddy** · 11th April 2007 16:19

Hi all.I have sent off my lba icon

today.I used the Clacton on Sea address as i am on openplan.Is this correct?How long should i wait before the next step?

**dylon** · 11th April 2007 21:13

Hi viddy, your claim will be sent to Barclay's H.O.and all your letter's will come from them as did mine and everyone's.

**e28bigalbexley** · 11th April 2007 21:48

Hi V
If you have sent your lba icon

(along with copies of your shedule) you give them 2 days postage time (hope you sent it recorded) then 14 days.
So if you have'nt heard by friday 27th april head for the court ( i would download the N1 from here http://www.consumeractiongroup.co.uk...-form-pdf.html

Fill in like this http://www.consumeractiongroup.co.uk...-claim-n1.html

by Thursday 26th) and get down the local county court icon

by lunchtime.
Then about 2 o'clock have a beer and sit in the pub with a big smile on your face

.

Alternatively use this http://www.consumeractiongroup.co.uk...ur-county.html
Nowhere near as much fun as the above, but maybe more convinient

AL:grin:

**vdiddy** · 16th April 2007 22:07

Hi has anyone had their account closed by the woolwich after successfully claiming charges?

**kippy2** · 16th April 2007 22:19

Originally Posted by vdiddy

Hi has anyone had their account closed by the woolwich after successfully claiming charges?

no and im on my third claim with them. in anycase woolwich will be no longer as from may 4th. we're going to barbados whoops i meant Barclays icon

. :grin:

**welshcakes** · 17th April 2007 10:05

I voluntarily shut my account with them whilst I am still in the middle of two account reclaims ... I thought I'd get in before them

not that I ever found them to be an overly customer-friendly bank anyway.

**vdiddy** · 17th April 2007 15:31

I am in the middle of a claim(lba icon

LETTER) and they are still demanding that i pay up the negative balance in my account.I have written to Woolwich collections in Manchester advising them that my account is in dispute icon

and instead they should cough up but they insist that i clear the overdrawn balance or they take me to court blah blah blah. What should i do?

**welshcakes** · 18th April 2007 09:55

As long as you have proof that they have received your 'in dispute' letter, I would simply focus on your claim and consider their counter 'threat' as a distraction tactic. As I understand it, they are not legally allowed to pass your account over to a DCA icon

once it is declared as in dispute (and both parties are aware of this as you put it in writing). So I'd file their letters with everything else and avoid discussing it further on the telephone - make sure everything is in writing from now on.

**vdiddy** · 23rd April 2007 09:05

Hi the Woowich have until Friday to respond to my lba icon

and i am panicking maybe the never received my letters wich i sent through recorded mail.Do they usually respond at the 11th hour i.e Thursday in my case.I have sent everything to the Clacton-on sea addrress, is that right?

**vdiddy** · 26th April 2007 09:12

Today , Thursday not heard anything from the Woolwich.My lba icon

gives them till tomorrow to respond.Should i give them a call to remind them of my impending court actions or just go ahead with court proceedings?

**e28bigalbexley** · 26th April 2007 21:12

Hi diddy
No dont bother with the phone call icon

, just get yourself off down the court and file your claim :o . Then in a couple of months you will be able to enjoy your money when they pay up, cos they aint going to without filing a claim

.

AL

**vdiddy** · 27th April 2007 09:07

Thanks i am heading off to the court this afternoon or i will do it on line. Another thing. how do i work out the interest icon

.Is it a percentage of the total money owed ?Please advise.

**vdiddy** · 28th April 2007 10:25

Hi the Woolwich have sent me an offer of £2233.00 from the £2977 original claim.I am debating on weather to take this offer or not.My problem is my account is £500 overdrawn due to additional charges imposed by them between the time i started claiming and now.I rang them and they said the offer includes all current charges and i am finding that a rip off.Should i tell them i will only accept their offer only when they have zerod my balance or take them to the docks?

Mumofthreeboys · 28th April 2007 10:31

They won't take any notice until your court date is imminent. You can then ask them to pay the additional charges, but if they won't you'll have to start over for the recovery of those or you could file an N244 icon

and amend your claim icon

to include the newer charges.

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