Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    davydee Novitiate

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    Dec 2006
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    Default Do A&L CLOSE YOUR ACCOUNTS?

    I got into some financial difficulty and since I joined A&L in January, I have accumulated £628 in failed DD fee's.

    I sent them an LPA asking them to refund me but got the letter saying there charges were fine and they wont refund etc.

    Im ready to send the lbaicon but see a lot of people having probs with them. They seem to be very awkward. Thing is, I want to keep the account open should I win the case. Has this happened to any of the successful cases?

    Ive applied for a few bank accounts but have been turned down for them all.


    Any advice would be appreciated.


  2. #2
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    blimeyboy Novitiate

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    Default Re: Do A&L CLOSE YOUR ACCOUNTS?

    I would open a STEP account from Natwesticon. You get a solo card, online banking etc etc


  3. #3
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    davydee Novitiate

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    Default Re: Do A&L CLOSE YOUR ACCOUNTS?

    thanks m8


  4. #4
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    bigal9ball Novitiate

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    Default Re: Do A&L CLOSE YOUR ACCOUNTS?

    hi davey,
    Yes they will definately close your account if you win-they are in the process of closing mine.
    sorry-BIG AL


  5. #5
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    ockers2011 Novitiate

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    Default Re: Do A&L CLOSE YOUR ACCOUNTS?

    Sounds mad I know, but I'm actually transferring all my direct debits and getting my wages paid into my parachute accounticon because the best thing the Alliance can do is close my account! i cant stand them or the ridiculous farce they go through to repay you... I've been knocked from pillar to post by them, lied to on numberous occasions, done everything they wanted in return for my refund to be told by "Debbie" from Liverpool, sorry love, take us to court, so I have..... goodbye and good ridance if you ask me.


  6. #6
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    Jess68 Novitiate Jess68's Avatar

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    Default Re: Do A&L CLOSE YOUR ACCOUNTS?

    Its pretty much the same process with all the banks i think, they know they are having to pay the money back but they are hanging on to it as long as they can.

    ************************* **************
    Feels like a lost little girl x


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE