Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just wondering if anyone else had the lovely email from Egg advising that the APR was rising to 24.9% APR, or am I just unlucky? They must have hiked the interest twice in a year, I'm paying it off and closing the account, it's crazy!
LeeS.
HSBC - S.A.R - (Subject Access Request) 30/10/06
07/11/06 - Letter refunding cheque and informing statements will be along shortly.
08/11/06 - Statements from Jan-2001 to Jan-2004 rec'd. Requested more but am waiting.
09/11/06 - Sending of prelim request for refund! £913.50
27/11/06 - Letter from Royal Mail, original prelim lost in post!!
06/12/06 - Another prelim sent
19/12/06 - Reply from Mr Langdale saying complaint received and that I'll have a proper response by 5th January 07....
Capital One - S.A.R - (Subject Access Request) 31/10/06
Sent off prelim for £392.00 - All adds up I suppose! 06-12-06
Partial Offer received 19/12/06 - £152, offer accepted as part settlement only......
GE Capital Bank - S.A.R - (Subject Access Request) 31/10/06
Store card account. Charges approx £200, prelim being sent off in the new year!
I will be doing - gonna pay off the card and get rid, it really is daylight robbery!
HSBC - S.A.R - (Subject Access Request) 30/10/06
07/11/06 - Letter refunding cheque and informing statements will be along shortly.
08/11/06 - Statements from Jan-2001 to Jan-2004 rec'd. Requested more but am waiting.
09/11/06 - Sending of prelim request for refund! £913.50
27/11/06 - Letter from Royal Mail, original prelim lost in post!!
06/12/06 - Another prelim sent
19/12/06 - Reply from Mr Langdale saying complaint received and that I'll have a proper response by 5th January 07....
Capital One - S.A.R - (Subject Access Request) 31/10/06
Sent off prelim for £392.00 - All adds up I suppose! 06-12-06
Partial Offer received 19/12/06 - £152, offer accepted as part settlement only......
GE Capital Bank - S.A.R - (Subject Access Request) 31/10/06
Store card account. Charges approx £200, prelim being sent off in the new year!
Eggs new APR rate
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