Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
On the 28 March 2007 Number 10 has finally agreed to run our petition, thanks to Alison Seabeck MP who wrote to the Prime Minster to ask them to re-think their decision not to allow the Petition.
The Challenge is now on to get over 1 million Signatures
So please send this link to every one in your address book.
Dear Members We have now launched the Official petition to try and bring an end to banks applying theses charges, If your work in the media please publish this. This petition is to ask the government to bring in legislation that prevents banks or any company offering finance, or credit agreements from applying charges (Penalty charges) for items as Bounced DDs, bounced cheques going overdrawn, late payment or charges alike. We ask that the Government bring in legislation that before any company can apply such charges to a consumer that a Court, must rule that the level of charges outlined in the contracts that a company/organisation wishes to present to a consumer, is fair and reasonable and is compatible with the UTCCR. This will also better protect the consumer and the vulnerable who’s only cause of action at the moments is to start legal proceeding against the company that has applied such charges. It will force companies to legally prove that their contacts are fair and transparent. we request that parliament make it a criminal offence for any Bank or company to take such charges from state benefits without a court approval/order. I hope you can spare a little time to sign the petition and also email this to as many people as you can, Here the link Petition to: bring in new legislation to prevent the current abuse by banks and companys in relation to Penalty charges. Thank you for your time
DPA SENT TO MBNA
7/4/07 40 DAYS MAY 16 ..
Send the DPA letter for all the statements include a £10 postal order and write "DPA request fee only" across the back of it. Send the letter by Special next day guaranteed delivery. Keep the receipts. Keep a copy of the letter as well.
Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08
Natwest for my partner : £2,101.00 won! Feb/07
Studio Cards : Refund for admin charges £108 Won! Dec/07
Complaint made to FOS for P.P.I Jan/08
Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )
Littlewoods : defaulted on CCA request Feb/07
DCA's that crawled out from the woodwork and have crawled back : 28 so far!! My favourite link on CAG: Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums
Ditto, Double ditto big timo. But its weird, I already received an e mail in my Inbox on Outlook about this. Dunno where it came from......... but it directed me to the website to sign. SO I DID, OF COURSE......... BE SILLY NOT TO REALLY WOULDNT IT............ Naughty banks, naughty. Smack bottom for you........ Fendy xx
NATWEST BANK CLAIM - £16,100.00 WON
ABBEY BANK - £5500.00 WON
CAPITAL ONE VISA - £1800.00 WON
HUBBYS CAPITAL ONE VISA £2012.00 WON
TOTAL WON TO DATE: £25,400
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NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING
ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING
YORKSHIRE BANK - AT SAR STATUS
HALIFAX CREDIT CARD - AT SAR STATUS
PLENTY MORE TO START LATER.
STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.
STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT DUE TO WHAT LIFE DOES TO YOU.
Great idea, I signed yesterday. I was going to start a thread myself but found this one instead. Has an email been sent to every member? I have only received one form Penaltycharges.co.uk.
Offical Petition (to stop Penaltycharges)
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almost 3000 not bad for 24hours
signed so you go my lil beauty
DUE TO WHAT LIFE DOES TO YOU. 
Re: Bank Charges Petition
Re: Bank Charges Petition
