Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Woolwich - SAR: Failure to comply (10 months)

    I originally wrote to the Woolwich with my 'Subject access requesticon' in May 2006 - they responded 10 days later saying that as my account had been closed it would take 'some time' to get the information from Head Office. I heard nothing further.

    After 6 months spent overseas I have finally go round to requesting repayment of charges from SMILE, Halifaxicon, Nationwideicon, and Nat West.

    When I contacted the Woolwich again this month I was advised to send a new SARicon to Barclaysicon!

    I have posted Barclays a letter today giving them 14 days to comply before I submit a complaint to the Information Commissioner AND go to Cout to compel disclosure.

    Letter sent to:
    Adrian Whalley
    Radbroke Hall
    Knutsford
    Cheshire
    WA16 9EU


    Lets see how they respond.

    Sparks


  2. #2
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    Default Re: Woolwich - SAR: Failure to comply (10 months)

    Hi sparks

    Too right, you have a written response from last year where they acknowledged your SARicon request and have likely filed it away (in your customer file or the bin) and forgotten about it...not your problem.

    You could actually have made an online complaint to the ICO already however I think you need to wait now as you have provided them with an option of 14 days further grace to get the info to you.

    IMO it's absolute poppycock when they write back and say it takes more than the 40 day grace just because an account is closed but I guess they will have given no more thought to this still being a pursued claim by you so hopefully you should get something back next week. Stick to the 14 days, don't waste time given anymore time, they've had ample


  3. #3
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    Default Re: Woolwich - SAR: Failure to comply (10 months)

    Thanks welshcakes.

    BTW, does the Woolwich's delay mean that (by the time I get a list of my bank charges) I will have lost out on nearly a years worth of charges because of the 6 year rule - or could I argue that the six years point is marked from the day I sent my original SARicon? I think I read that somewhere!

    Sparks


  4. #4
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    Default Re: Woolwich - SAR: Failure to comply (10 months)

    No, don't worry, the six years is from the date you sent your original SARicon.


  5. #5
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    Default Re: Woolwich - SAR: Failure to comply (10 months)

    I sent a further letter to Barclaysicon Data Controler (advised by Woolwich to contcat Barclays) advising them that after 10 months of waiting for my statements they were definately in breach of the Data Protection act! No response.

    I sent a letter before actionicon advising them I would go to court to force disclosure. Their time is nearly up so after the weekend I need to submit my MCOL.

    I have a question.... the template section this site includes advice on the Particulars of Claim that I should put on the MCOL or N1 form. But I am wondering what I can claim as costs...particuarly for time preparing document - is there a set hourly rate I should claim...otherwise my cost are just £3.00 for postage!!!

    The advice in the template section says..........


    6. The damage (and distressicon) caused is:

    Extra costs incurred in addition to court costs, due to the Defendants failure to comply - this includes the cost of additional correspondence and time spent preparing documents and seeking legal advice, I estimate this cost to be £...........

    Add any further things that can be clearly quantifiable, and to which you can provide proof.

    Can anyone help me with this?

    Thanks

    -----------------------------
    · Halifax credit card - 26/3/07 Claimed £50.00 (£54.51 with interest) – more charges to add
    · Nat West credit card - 26/3/07 Claimed £112.00 (£163.33 with interest)
    · Nat West current account - 26/3/07 Claimed £94.00 (£142.15 with interest)
    · Smile account 1 - 26/3/07 Claimed £494.50 (£599.67 with interest)
    · Smile account 2 - 26/3/07 £79.50 Claimed (£98.53 with interest)
    · Egg - 26/3/07 Claimed £40.00 (£57.63 with interest).
    · Nationwide - 26/3/07 Claimed £145.00 (£215.02 with interest)
    · Woolwich - 24/3/07 still haven’t complied with SAR after 11 months – LBA sent


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE