Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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Thread: rivig v RBS

  1. #1
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    Default rivig v RBS

    hi there

    I'm just starting my claim against RBSicon, They charged me for D?D that should'nt have gone out and I'm sure there charges for atleast £300 that added up after each month , but awaiting statements so I can really see this! I did phone up and say but I got it's your own fault etc etc, so lets see what they say about this!

    keep you updated

    rivig


  2. #2
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    Default Re: rivig v RBS

    Good luck, use the waiting time to read up on the process and others people's successes.

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  3. #3
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    Default Re: rivig v RBS

    hi there

    Just a quick update, spoke to RBSicon today over 6 monthly cccs review and I asked about charges etc on my account, and they have a separate place/team dealing with this and they Don't charge for past six year statements! - so they are on their way to me, they said they will return the cheque ASAP! I only sent letter yesterday so may take a shorttime.

    regards


    rivig xx


  4. #4
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    Default Re: rivig v RBS

    hi there

    Got THree lots of statemants from these guys -no return of PO as they said! anyway posting next bundle of bitd off (letter and spreadsheet)

    regards

    rivig


  5. #5
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    Default Re: rivig v RBS

    hi there

    posted off my claim, keep fingers crosed

    cheers]rivig


  6. #6
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    Default Re: rivig v RBS

    hi there!

    spoke ti RBSicon today they sAis eight weeks to reply/offer is this right? it's been three weeks since I sent my claim letter off I will send lbaicon off tomorrow

    cheers

    rivig


  7. #7
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    Default Re: rivig v RBS

    hi there

    got latter offering me part payment so I sent off letter accepting is as part payment, then they sent me letter back saying thank you for letter decling goodwill paymenticon blah blah blah and they have ordered statements (?) for my accoumd and examinig my claim in more depth!

    Can I still go ahead with court claim (or at least file it) or do I need correct them as I stated I would acceot as part payment

    confused and half awake nearly

    rivig


  8. #8
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    Default Re: rivig v RBS

    Hi is this thread for 2 claims? A personal account and a CC ?

    You are entitled to all the charges they have applied. If they have failed to meet your requests for repayment and the set deadlines have expired then yes file the claim.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  9. #9
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    Default Re: rivig v RBS

    Morning

    DOH! yep silly me i've been using this one for both! how silly! the prevous post is for Current account and the one for the £38.00 is for cc (which i've overlooked) looks like it'll be court action for both! (when re read details) can you do both cc and CA with one court claim?

    cheers

    rivig


  10. #10
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    Default Re: rivig v RBS

    No, they need to be done seperately. Which posts are for the CC? list them and I will move them to a new threadicon for you.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  11. #11
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    Default Re: rivig v RBS

    hi there

    Posts from 7th - 10th july - many thanks

    bit more awake (courtesy of dave pearce dance anthems)

    rivig


  12. #12
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    Default Re: rivig v RBS

    Mmmmm June?






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  13. #13
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    Default Re: rivig v RBS

    hi

    yep june

    even more awake

    rivig


  14. #14
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    Default Re: rivig v RBS

    New thread here






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  15. #15
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    Default Re: rivig v RBS

    hi

    just starting court claim online but I am unsure of the particlars of calim as I have copied and edited the link on forum but its too long - what have done wrong?

    I'm just getting my head around it
    many thanks

    rivig


  16. #16
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    Default Re: rivig v RBS

    I would advise you to use the N1 when submitting your claim. This will allow you to have a detailed POCicon. We are currently completing specific POC to each bank. I shall confirm when the RBSicon Poc will be available.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  17. #17
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    Default Re: rivig v RBS

    hi

    thanks again

    rivig


  18. #18
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    Default Re: rivig v RBS

    hi there

    Just getting round to making court claim can I add charges/interesticon since I last sent them a lbaicon claim or does it have to be what you orginally claimed for (i've been with the fairys somewhere for past few months)

    ta in advance

    rivig xx


  19. #19
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    Default Re: rivig v RBS

    Quote Originally Posted by rivig View Post
    Just getting round to making court claim can I add charges/interesticon since I last sent them a lbaicon
    Yes.

    You can amend your claimicon to include new charges right up to filing the claim at court. Once you've filed your claim, it's approx £35 to make an amendment (non-returnable) so it's worthwhile ensuring that you add all charges to the claim.

    Can't find what you're looking for? Please have a look at Michael Browne's A-Z Guide



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    I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.


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