Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    nuggy Novitiate

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    Default Can Some One Help?

    Hi
    Iv Received A Refund Of Half Of What I Want Back.iv Sent A Letter Saying I Would Only Accept This As Part Payment. Barclaycard Have Sent Me Another Letter ....

    Dear ........
    I Note That You Are Dissatisfied With Our Offer Of .... However Our Position Remains That We Believe It Is Fair When Customers Break The Terms Of Their Agreementwith Us, We Recover The Costa. Therefore.i Am Not Prepared To Consider Your Request For Any Further Refund.
    As Previously Advised When Your Barclaycard Account Was Opened , You Signed And Agreed To Our terms and conditionsicon And This Included Details Of Our Charges. The . The Information Provided At Application Stage Clearly Explains Our Obligations To Our Customers, As Well As Their Obligations To Us..........blah Blah Blah

    Can Someone Advise Me What I Need To Do Next?


  2. #2
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    animaleyes76 Novitiate animaleyes76's Avatar

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    Default Re: Can Some One Help?

    Raise a claim against them in court using a N1 form or by going to https://www.moneyclaim.gov.uk

    They've had their chance.


  3. #3
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    nuggy Novitiate

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    Default Re: Can Some One Help?

    thanx for the advice..
    its not a huge amount of money 156 pounds...do you think i should still take them to court? im quite happy to do it..if i get the money


  4. #4
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    animaleyes76 Novitiate animaleyes76's Avatar

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    Default Re: Can Some One Help?

    Definitely.. It'll probably cost you about £30 as my claim for about £130 against skycard was.

    You'll def get the money too

    Good luck!




  5. #5
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    Didge Novitiate Didge's Avatar

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    Default Re: Can Some One Help?

    Hi Nuggy,
    Just follow the step-by-step instructions on this site and you can't go wrong.
    So if your letter was your lbaicon, then just wait 14(+2) days after you posted that, then file at court.
    If your letter was your Prelim, then you need wait 14(+2) days and send your LBA - giving them another chance to up the offer. Then it's as above.
    You just need to hold your nerve - they will blink first.

    HALIFAX
    30th Oct 06 - 18th Jan 07 - Success in claiming £3617.95
    HALIFAX 2nd claim
    5th Mar - 16th Apr - Success in claiming £176
    EGG (3 accounts)
    20th Jan 07 - SAR posted
    17th Mar 07 - Paperwork received - bits missing
    19th Mar - Non-compliance for missing bits posted
    9th Apr - ICO complaint filed
    BARCLAYCARD
    20th Jan 07 - SAR posted
    21st Mar - Statements received
    23rd Mar - Prelim posted
    31st Mar - Offer for £30 rec'd
    10th Apr - LBA sent


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE