Thread: first trust and mbna

Originally Posted by sparky1001

hi everyone,
i have been reading through the basics and although its a lot of work i would be keen to reclaim a lot of my bank charges.first of all i had a buisness account with first trust bank northern ireland( the account is now closed so can i still claim?)Yes you can claim from inactive accounts
i might not have all my statements but if i send them the £10 charge do you think they will send them to me so that i can add up all the charges? Yes, they have to comply with a DPA SAR, make sure yous end it recorded delivery so you can prove they received it though
i know this will be quite an amount as they were charging me if my memory is right £6 every 2 days plus more at being overdrawn over and above the agreed overdraft limit.
the second account i would like to claim on was from MBNA a credit card from alliance and leicester.this might be more difficult because i got into a lot of bother with it getting into diffs up to £10000 and finding it hard to make the payments.but eventually through divorce and remortgage got it all paid up.problem is i might not still have the account number and this account is now closed as well so can i still get my statements and if so how? this is my first post so treat me gentle lol!!!

You can send you DPA SAR and to A&L and state your name address and branch where you opened the account. They will send you the details. They may ask you to go int branch to show some ID but they will have to comply with the SAR. I suppose you could also call them and ask for your account, but they are very strict about giving info out over the phone so this may not be as fruitful.

And welcome!. Please read all the info and FAQs before you strat claiming. Every think you need to know is on this site....and when your ready start a thread in the relevant banks forum. You will find lots of threads there already, adn will eb able to get some fantastic advice by reading them. You can also post questions on your own thread and get answers from people who may be a little ahead of you.

Good luck