Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi, even though I am currently at the lba stage in my 1st claim for charges, Natwest have very kindly added another charge on to my account today. When I rang them to speak about it, I was told in no uncertain terms that the charge was NOT unlawful and that if I wanted to try and get it back I would have to take them to court.
Now this is fine by me, I'll just do it all again. What does surprise me is the attitude that natwest have developed with all these charge claims.. it seems to me, that they would rather me take them to court. A court cost of £120 plus the actual £38 charge plus interest.. probably totalling nearly £200!!!
So instead of doing the right thing and just refunding my charge (I was £3 short on a DD) of £38 they would rather pay out £200..
Where's the sense???
As far as I'm concerned they deserve everything they get.. Every man and his dog should claim back their charges..
Another thing.. this 6 year limit.. I rekon it is flawed.. If it is proven that the banks are committing an unlawful act then surely they are liable from day 1.. after all.. If I commit a crime and get away with it for 6 years am I then home and dry?? I don't think so..
The person who more or less told me to shove it up my ar5e was a lovely lady called Bernadette in the Manchester Lending Centre.. (who also stated categorically that the charges are not unlawful therfore they have 8 weeks in which to respond as given by the FSA)
RWKSHAW v Natwest - Case No.2
stage in my 1st claim for charges, Natwest
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Re: RWKSHAW v Natwest - Case No.2
Originally Posted by Peed 'orf
