Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
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think iv'e made a booboo, iv'e sent my DPA request to my branch, will they forward it to the correct department or will i have to send another request off
Do A&L like to drag these things out to the last minute, my DPA request went in 3 weeks ago and so far nothing, is there anybody i can contact to see how things are progressing?
From the few posts i've read about A&L they seem to take around the 3 week mark, however, like with all the banks at the moment, i would imagine that they are getting swamped with these requests and so may take longer. They have 40 days in which to comply, so until then, i'm afraid it's a waiting game!
Got all my info this morning, just need to go through it all to see how much i'm owed, it's going to be a long night, but worth it, i'll keep you all posted, bring um on
Worked out everything they owe me done the sums, printed the letter, first thing tommorow im off down the postie to get it sent recorded delivery. hope i get the cash a.s.a.p it will come in handy for some stick of rock money on my holidays, i know it wont happen quick but a mans got to have dreams
Hi everyone, had a letter from A & L today saying there sorry im not happy with the service blah blah blah, do i have to reply to this or do i just send my letter before action when it's ready, and also does the 14 days mean working days or just your regular 14 days, i.e 2 weeks a fortnight half a mumfcheers Ian
14 calendar days. After all, they charge us interest at weekends!
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)
Hi everyone, just an update, sent my lba on tuesday got a reply today saying something along the lines of " all the stuff you've been reading about (i.e claiming charges back) is to do with credit cards and nothing to do with banks, were right and your wrong, good day ", i'll ignore this and go down the courts on the 25th, then we'll see who's wrong, did any body else get this sort of letter? keep you posted ta-ta for now
Yup, I think we all got it. The OFT investigation was into credit cards, but the banks are miffed that they got a mention too, as they weren't actually party to the investigation. Their turn will come.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Been away for a couple of weeks, when i got back i had another letter telling me that all this is nothing to do with banks, but if you've been charged by your credit cards you should nobble those instead, what a laugh, i'm going to fill in my court papers today and get the ball rolling, keep you posted
Morning everyone, just filling in my claimform online, where do i get the daily intrest rate from, also do i just put the amount owed or is there somewhere that i can attach my Breakdown of charges, thanks in advance ian
If you haven't sorted it yet the daily interest is 0.022% of your claim. You put the amount owed, but you can't attach the Breakdown on line. I am taking my spreadsheet to the court with my allocation questionnaire.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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