Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. #1
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    Wink chipsandsausages v GE Money!! (Get Everyone's money?)

    Hi guys, it's me again. Well, I almost forgot, I have a store card with GE capital (Wallis). About to send DPA - Oh how it never ends.......

    I'm getting quite good at this.......

    Good luck everyone!

    Similar Threads:

    Halifax claim filed 25/4/06 £1887.09 - SETTLED 17/5/06
    Halifax 2nd claim filed for £305.15 on 14.5.06 - SETTLED 25/5/05
    Halifax at it again! £28 charge made 31.5.06. Prelim 7.6.06!!
    GE Money - prelim sent 7.6.06 - £63.00
    Mr ChipsandSausages
    Natwest DPA sent 18th May 2006 - statements rec'd 7.6.06

  2. #2
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    Default Re: chipsandsausages v GE Money!! (Get Everyone's money?)

    Right, got my statement today - GE money took over from Creation financial services in Sept 2004, so I can only claim from GE after that date.

    It's only £63, but hey, it's better in my pocket isn't it?

    So I've sent my preliminary approach for repayment today. Can't see there being much of a problem with this one, it's such a small amount.
    x


    Halifax claim filed 25/4/06 £1887.09 - SETTLED 17/5/06
    Halifax 2nd claim filed for £305.15 on 14.5.06 - SETTLED 25/5/05
    Halifax at it again! £28 charge made 31.5.06. Prelim 7.6.06!!
    GE Money - prelim sent 7.6.06 - £63.00
    Mr ChipsandSausages
    Natwest DPA sent 18th May 2006 - statements rec'd 7.6.06

  3. #3
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    Default Re: chipsandsausages v GE Money!! (Get Everyone's money?)

    You say took over from. In what way? If they bought the business then you can still claim for the whole amount as a purchasing company also purchases the liabilities. If they took the debt over then you can claim from Creation (if they still exist) for the rest of it.


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    Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.


  4. #4
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    Default Re: chipsandsausages v GE Money!! (Get Everyone's money?)

    sorry to hijack this thread, but thought it might be interesting for Chipsandsausage too. I too have had a letter from Creation FInancial Services saying that they can only give me details back to August 2004 and for anything before that would have to write to Ikano Financial Services re the Allders card. I really don't want to be having to do two DPA letters - would I be right in writing back to them saying that it doesn't matter who ran the card before Aug 2004, and that they should be able to provide the info? - Not sure why they (creation Financial services) took over the adminicon of Allders store cards from Ikano (in fact wasn't even aware they had until I got this letter!)

    If we do have to write to Ikano, Creation FInancial Services have provided the address for them below:

    Ikano FInancial Services Ltd
    Adam House
    Players Court
    Player Street
    Nottingham
    NG7 5LN

    But I have a funny feeling that they will write back and say that Creation have taken over the account and to get the info from them!

    Chipsandsausage - have you taken this any further so far?

    Status:

    Halifax - DPA sent 03/03/06.
    Prelim Letter - Sent 27/03/06 ignored.
    LBA sent 10/04/06 - Ignored
    Moneyclaim filed - 26.04.06
    Acknowledgement received 3rd May. Halifax state they intend to defend.
    Halifax Settled in Full - 17 May 2006

    If you've found this post helpful, I would be grateful if you could click on the 'Scales of Justice' button in the top right corner of this post.

  5. #5
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    Default Re: chipsandsausages v GE Money!! (Get Everyone's money?)

    Well, to be honest, I have written a DPA request to Creation, but haven't posted it yet. I don't have my account details - and have written it with my name and address details hoping they would be able to track it from there.

    The account number changed when GE money took over the card.

    I seem to be doing the work for everyone lately, and I'm losing all heart!!

    Since retrieving my charges from Halifaxicon, I've had my brother coming round / phoning me asking me to do all his letters for him, although he got himself in a right state. Left a bank account dormant for MONTHS with an overdrafticon of £700 (£200 over the limit) an then decided to go after them for refund! I'm having to deal with his solicitors letters and everything now.

    Then my husband decides to "write" to the Nat West - although I am doing all the writing and sums....

    Then mum comes in wanting to reclaim HER charges.... guess who's doing all the leg work????

    I feel a bit bogged down, don't know where I'm up to with it all.

    Rant over.

    I will post the DPA to Creation, but it's all DOING MY HEAD IN NOW!!

    Thanks for your support guys. x


    Halifax claim filed 25/4/06 £1887.09 - SETTLED 17/5/06
    Halifax 2nd claim filed for £305.15 on 14.5.06 - SETTLED 25/5/05
    Halifax at it again! £28 charge made 31.5.06. Prelim 7.6.06!!
    GE Money - prelim sent 7.6.06 - £63.00
    Mr ChipsandSausages
    Natwest DPA sent 18th May 2006 - statements rec'd 7.6.06


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