Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi
It seems I am in the same predicament as everyone else regarding this rubbish from b/card over everything prior to may 04 not part of dpa request. Has anyone managed to get round this?
They have, and are. Use the newer template letters if you are still experiencing problems, and have a read about court action to force them.
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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
Thanks for the info Johni
Have just sent them the letter from the non compliance template. Sent them letter 1 giving them a further 7 days to respond.
Which gives me 7 days to read up on the court procedure.
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
Well having had yet another EMail from barclaycard today I have lost it totally with them. So as I am being frustrated by them I have sent them the following EMail stating my intent as to how I am going to proceed.
I have given them some options and the ball is now in their court - But on my timetable.
"Dear Ms Mala
Ok so I accept that perhaps you cannot supply statements as they are stored on an archaic system and that Barclaycard failed to keep up to date with technology when every other financial institution upgraded to computers.
However when I sent my DPA request it asked for a full list of charges applied to my accounts since may 2000. This information is covered by the DPA. I am not worried how you provide this information just that you do, as is my right in law to receive this.
I will give you one final chance to supply this information within the next seven days.
As I am sure you are aware that your charges are unlawfull and that it is my intent to claim them back, there are a few options here.
1/ You can either supply the information that I have requested.
2/ You can ignore me and do nothing - in which case I will issue proceedings for non disclosure, and be forced to estimate my charges and proceed with my refund request.
3/ You can tell me how much you want to produce this information (i.e. how much to reproduce the statments in total) But please note that I will be claiming that amount back in my request for refund of illegal statements.
Hopeful V Barclaycard
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