Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Manson Novitiate

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    Default First time success

    Having read on this forum the troubles people have had, I had been worrying about claiming the charges back from Barclaycard. But I took the plunge and wrote to them on the 1st March.
    This morning (22nd March) I got a letter from them, it started off negative, saying they disagree with my legal arguement etc, but they offered the full refund, no arguements (except for not admitting liability).
    I must say though, that the punctoration was awful, there was full stops in middle of sentances, with none at the end of sentances (and before anyone mentions my grammer, i am not a mega bucks corporation with a public image to worry about).

    Good luck to everyone else, and i hope this encourages more to take on Barclaycard.


  2. #2
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    gazzalad2000 Novitiate

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    Default Re: First time success

    hi

    yes thats very interesting


  3. #3
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    standingupformyself Novitiate standingupformyself's Avatar

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    Default Re: First time success

    Yes that's brilliant. I wrote to them requesting statements on Monday, recorded delivery, today is Friday and my letter has not been signed for yet !!! Well done and congratulations..... Is it rude to ask how much you claimed for? Just wondering if it is a big or a small one and how it could compare to mine?

    I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard
    Abbey National still to go.... what will I do with my spare time?

  4. #4
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    avantiblue Novitiate

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    Default Re: First time success

    i am owed some charges on my barclaycard, do i just send a standard first letter just the same as the one for my current account or is it different because its a credit card?


  5. #5
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    electric lemon Novitiate

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    Default Re: First time success

    Hi there Manson,

    Well done!!

    Just wondering...you had a very swift reply/offer/settlement, which was fantastic! However, when you wrote to them on 1st march was this the first letter requesting calculated charges from the SARS??

    It bodes well for the rest of us.

    I sent of my SARS almost 40 days ago & they havnt responded. They have until 1st April to give me a list of charges & then the letter will be going off rather swiftly!

    Best
    Electric Lemon


  6. #6
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    Manson Novitiate

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    Default Re: First time success

    I only sent the one letter requesting a refund. As I already had my statements I photocopied them and sent it with the letter, so no SARS resquest was made. As for the refund, well it wasn't large compared to some people, but it was around £200.
    I didnt send the letter recorded delievery either, just standard first class to the address on the statement: Barclaycard, Customer Services, Barclaycard House, PO Box 5592, Northampton, NN4 1ZY.
    I recieved a confirmation of reciept on the 8th, and the refund on the 22nd.


  7. #7
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    sallysas Informative sallysas Informative sallysas Informative sallysas Informative sallysas's Avatar

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    Default Re: First time success

    Well that was certianly painless. Well done. The amount dosn't matter, the fact you are right is what counts. Sally

    If my advice has been helpful tip the scales

    West brom SETTLED

    Halifax current SETTLED IN FULL

    halifax curent (2nd) stayed. Visa - SETTLED
    2nd visa LBA sent
    halifax for the 3rd time. LBA sent

    Egg - SETTLED GE Money - SETTLED Barclaycard SETTLED twice

    Sainsbury's - Awaiting court date

    Co-op cc SETTLED IN FULL 2nd claim. Settled in full


    National Westminster Settled in full. 2nd claim. N1 submitted


    HFC bank SETTLED. HFC 2nd claim - lba sent 21/10/08 Time Retail N1 filed Argos settled in full Creation - SETTLED IN FULL



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE