Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    lisa1977 Novitiate

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    Default Urgent help needed..pretty please

    Well, got the ball rolling today with Eggicon Card & Argos Store Card.

    Ive completed Money Claim form for both & submitted the claims, sent letter to both & court with a schedule of charges including interesticon.

    Now I am worrying that my particulars of claim was wrong.. Maybe something has changed since I did it last time??


    1.The Claimant has an account ***** with the Defendant, opened 03.03.97. Since 31.05.01 the Defendant debited charges and interest in respect of purported breaches of contract. 3. Defendant is aware of all details as a list of charges has already been supplied. Another copy will be sent. 4. Claimant contends: (a) The charges exceed the Defendant's losses caused by the breaches; (b) The Term permitting the Defendant to levyicon such charges is unenforceable under the Unfair Terms in Consumer Contracts Regulations 1999, Unfair Contract Terms Act 1977 and at Common Law. 5. Claimant claims: (a) return of the amounts debited of **** (b) Interest per S.69 County Courts Act 1984 of 8% - ****continuing at 8% until judgment or settlement at a daily rate of £0.08; 6. Alternatively, if the charges are a fee for a service, then they must be reasonable under S.15 of the Supply of Goods and Services Act 1982. 7. Costs allowed by the Court.


    Does it look ok ? I made the fatal error of issueing the MoneyClaim form & didnt check here to see if there had been any changes..looked last night & it looks totally different

    Will this still be ok ???

    Please answer if you know - will be so grateful

    Thanks



    Halifax Bank Account.. Sent 1st letter, to calim ££ on 08.09.06 - Recorded Delivery. LBA Sent on 22.09.06, Moneyclaim form sent on 10.09.06

    Halifax Visa Account.. Sent 1st letter to claim ££ on 08.09.06 - Recorded Delivery - Recieved a letter on 21st September to say full amount will be refunded -- £240.00-

    Argos Card Account.. Pending.
    Egg Card - Pending

    DESPIT MY ATTEMPTS TO DONATE TO THIS SITE I DO NOT HAVE A PAY PAL ACCOUNT - JUST TO LET YOU KNOW I HAVE TRIED !



  2. #2
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    lisa1977 Novitiate

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    Default Re: Urgent help needed..pretty please

    Thanks I must of been looking at wrong bit as the moneyclaim thread lists the same as I have worded it above...

    Can someone just confirm this is ok ? The claims have now been issued !



    Halifax Bank Account.. Sent 1st letter, to calim ££ on 08.09.06 - Recorded Delivery. LBA Sent on 22.09.06, Moneyclaim form sent on 10.09.06

    Halifax Visa Account.. Sent 1st letter to claim ££ on 08.09.06 - Recorded Delivery - Recieved a letter on 21st September to say full amount will be refunded -- £240.00-

    Argos Card Account.. Pending.
    Egg Card - Pending

    DESPIT MY ATTEMPTS TO DONATE TO THIS SITE I DO NOT HAVE A PAY PAL ACCOUNT - JUST TO LET YOU KNOW I HAVE TRIED !



  3. #3
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    Mistermind Informative Mistermind Informative Mistermind Informative Mistermind Informative Mistermind Informative Mistermind's Avatar

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    Default Re: Urgent help needed..pretty please

    Lisa,

    I shall leave it to the experts to confirm the paperwork is ok, if not I am sure it can be rectified.

    It is a pound to a penny Eggicon lawyers pore over this corner of CAGicon Forum first thing each morning and last thing at night. Let it be known that battalions of lawyers stand with Lisa, and forum users wish her smooth sailing.

    We do not scare easy.

    XX


  4. #4
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    lisa1977 Novitiate

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    Default Re: Urgent help needed..pretty please

    We cartainly do not !!!!

    Thanks allot for my 1 & only response Mastermind.. at least someone wants to help !



    Halifax Bank Account.. Sent 1st letter, to calim ££ on 08.09.06 - Recorded Delivery. LBA Sent on 22.09.06, Moneyclaim form sent on 10.09.06

    Halifax Visa Account.. Sent 1st letter to claim ££ on 08.09.06 - Recorded Delivery - Recieved a letter on 21st September to say full amount will be refunded -- £240.00-

    Argos Card Account.. Pending.
    Egg Card - Pending

    DESPIT MY ATTEMPTS TO DONATE TO THIS SITE I DO NOT HAVE A PAY PAL ACCOUNT - JUST TO LET YOU KNOW I HAVE TRIED !



  5. #5
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    hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative

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    Default Re: Urgent help needed..pretty please

    Lisa, it looks fine, no need to worry. Make sure that you do send a schedule of charges however, in accordance with the instructions here http://www.consumeractiongroup.co.uk...laim-line.html

    iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.
    Vanquis - Claim issued, no AoS or Defence received

  6. #6
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    lisa1977 Novitiate

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    Default Re: Urgent help needed..pretty please

    Quote Originally Posted by hagenuk View Post
    Lisa, it looks fine, no need to worry. Make sure that you do send a schedule of charges however, in accordance with the instructions here http://www.consumeractiongroup.co.uk...laim-line.html
    Thanks allot hagenuk



    Halifax Bank Account.. Sent 1st letter, to calim ££ on 08.09.06 - Recorded Delivery. LBA Sent on 22.09.06, Moneyclaim form sent on 10.09.06

    Halifax Visa Account.. Sent 1st letter to claim ££ on 08.09.06 - Recorded Delivery - Recieved a letter on 21st September to say full amount will be refunded -- £240.00-

    Argos Card Account.. Pending.
    Egg Card - Pending

    DESPIT MY ATTEMPTS TO DONATE TO THIS SITE I DO NOT HAVE A PAY PAL ACCOUNT - JUST TO LET YOU KNOW I HAVE TRIED !




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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE