Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Yoda Novitiate Yoda Novitiate Yoda's Avatar

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    Default Re: Anything interesting on the television tomorrow night?

    Hello All

    Time to expose myself I suppose. Bankfodder has encouraged me to join the conversations so I can clarify what I said last night. As Bankfodder has mentioned elsewhere on the site, the clip shown last night was just a tiny part of the filming. I need to clarify that the true cost of returning unpaid items when you have gone overdrawn is LESS THAN £2 as I said verbally. NOT 9p as some of you appear to have picked up from the spreadsheet. The spreadsheet was me explaining to Amanda how it worked & we used a simple debit & credit transaction to illustrate this. The BBC in true media style have shown the clip in such a way as to make it appear that I was showing the charges sheet.

    Hope this clears things up a bit.


  2. #2
    Site Team caro has disabled reputation caro's Avatar

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    Default Re: Our very good friend as seen on Whistleblower

    I hope you don't mind Yoda, but I've copied your thread to the YB forum as there are some people here who I'm sure would like to meet you.

    I can't stop saying it.

    Thank you thank you thank you thank you.

    This bank give us such a hard time it's great to get good news.

    Fed up with bank charges?
    Email your MP TODAY!!!

    Sign the Petition

    When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.

    END LEGAL LOAN SHARKING
    SIGN THE PETITION TODAY



    What's Best for You?


    The Consumer Action Group is a free help site.
    Should you be offered help that requires payment please report it to site team.

    Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
    Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
    Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

    Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  3. #3
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    sajabu2003 Novitiate sajabu2003's Avatar

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    Default Re: Our very good friend as seen on Whistleblower

    Best bit of news I've had in ages. Thanks from the bottom of my heart Yoda

    Sarah.

    Yorkshire Bank
    Started Process 19th Sept 2006.
    All Stages Followed.
    Next Step Court!
    Hearing Date 7th June 2007.
    WON!!!!! 6th June 2007

    Frequently Asked Questions
    Example Step-By-Step Instructions

  4. #4
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    twoofus Novitiate twoofus's Avatar

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    Default Re: Our very good friend as seen on Whistleblower

    Yoda, you are, to us, a working class hero. This bank has given us all so much grief and you have given us all a ray of light. Well done girl

    My YB account: S.A.R. 11/10/06: Prelim 09/02/07: LBA 17/02/07
    Wifes YB account: S.A.R. 11/10/06: Prelim 23/11/06: LBA 27/11/06: Offer Rejection 17/12/06: MCOL 09/02/07
    Joint YB account: S.A.R. 11/10/06: Prelim 09/02/07: LBA 17/02/07
    My FD account: Settled
    Wifes FD account: Settled

  5. #5
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    Default Re: Our very good friend as seen on Whistleblower

    wwwwoooooooooooooooooooo hhhhhooooooooooooo wtg yoda good for you the whole thing hadme jump on the sofas tytyty

    WHEN THE WORLD GETS IN MY FACE I SAY HAVE A NICE DAY

    MY SUCCESSESS
    HSBC £5,735.35
    MUM IN LAW £2112.00 WIN FROM HALIFAX :grin:
    MUM £3580.00 WIN FROM NatWest :grin:
    AUNTIE 2 NATWEST WINS £1865.00 AND £2541.00
    EQUITA BAILIFFS £293.00 REFUND :grin:
    MBNA £871.16 WON WITH CI AT 24.49%
    WELCOME FINANCE CHARGES £600 APPROX didnt even need letter lol
    CAP ONE WON WITH CI AT 29.9% £994.26

    CLAIMS ON THE GO AT MO
    mbna ppi
    NatWest cc at mcol (ppi next)
    welcome ppi
    first response charges

    IF I HAVE HELPED IN ANY WAY HIT THE SCALES IN BOTTOM LEFT CORNER THANK YOU

  6. #6
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    Default Re: Our very good friend as seen on Whistleblower

    Hi Yoda and much the same as ALL clamants from CB/YB a BIG thankyou for your time and effort in the making of this programme which shows that the CB/YB are making a KNOWN profit out of these charges to which they have always denied and to give encouragement to claimants in respect of this.
    Once again
    MANY THANKS
    George.


  7. #7
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    Yoda Novitiate Yoda Novitiate Yoda's Avatar

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    Default Re: Our very good friend as seen on Whistleblower

    Hey no problem. And these replies are just reminding me why I did it in the first place.

    Caro, you've got to take a bit of the credit here too because if it wasn't for you spotting my little message in the first place, and referring me to Bankfodder, this would never have come about.

    And by the way, for anyone who hasn't met Bankfodder, he's a lovely bloke. He's been there supporting me every step of the way.

    Well, that's enough trumpet blowing for one day. Off to work we go.


  8. #8
    Site Team caro has disabled reputation caro's Avatar

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    Default Re: Our very good friend as seen on Whistleblower

    Thanks Yoda, you have no idea what that means to me. I did very little and I certainly did not put myself on the line as you did. This may sound silly but your reply has actually brought a tear to my eye.

    I completely agree with you about BankFodder. I've met him a couple of times now, and he really is lovely and a gentleman in the true sense of the word.

    I too am reminded why I spend so much time trying to help people who have fallen victim to all the banks, but none of them seem as bad as Yorkshire Bankicon, or any in the National Australia Group.

    Fed up with bank charges?
    Email your MP TODAY!!!

    Sign the Petition

    When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.

    END LEGAL LOAN SHARKING
    SIGN THE PETITION TODAY



    What's Best for You?


    The Consumer Action Group is a free help site.
    Should you be offered help that requires payment please report it to site team.

    Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
    Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
    Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

    Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  9. #9
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    JulesTools Highly informative JulesTools Highly informative JulesTools Highly informative JulesTools Highly informative JulesTools Highly informative JulesTools Highly informative JulesTools Highly informative

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    Default Re: Our very good friend as seen on Whistleblower

    Hi Yoda
    I echo everyones thanks , I have been around the YB forums for aaaaaaaages and this is by far one of the most important breakthroughs we have had against Yorkshireicon/Clydesdale .This info surely has helped against all the banks in the UK as undoubtably they all calculate their charges in a similar way.

    Pardon the pun but .........may the force be with you:-|

    We certainly know it is now with us

    Glad it came from a fellow Yorkie too , you see Caro we dont all fly pigeons and walk whippets

    Jules


  10. #10
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    Default Re: Our very good friend as seen on Whistleblower

    Jules,

    What do you mean? I'm an avid pigeon fancier and after a long day down't pit I like nuthin more that a pint of tetleys, then a long walk wi't whippit.

    Seriously though, I didn't realise at the beginning of this journey that my little bit of info could be so useful to so many. It was just what I did (I repeat DID) for a living. Never even realised that the banks were not allowed to profit from their charges.

    Learn something new every day don't you.


  11. #11
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    Default Re: Our very good friend as seen on Whistleblower

    Hi Yoda

    Would just like to echo everyone else's sentiments if i may. Took a lot of balls to do what you did and you should be immensly proud of yourself. I guess you thought long and hard and questioned yourself a million times, but as i say, i for one think you have done nothing at all wrong and you should be very proud of yourself. Whatever line of career you have now chosen i really do hope that you have every success, you deserve nothing less.

    Good luck

    Oz

    If you can read this, thank a teacher.
    If you can read it in english thank a soldier.

  12. #12
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    Talking Re: Our very good friend as seen on Whistleblower

    Great programme Yoda. As you should see from my signatureicon I won all of my charges back from Barclaysicon thanks to the excellent support from this site.

    I have actually been in the Guildford branch of Barclays bank with my son. True to your report they tried to sell him an Additions account. He politely told them he was not interested.

    Thank you for all your efforts.

    Don't let the fatherless chillen get ya! :grin:

    Barclays - settled in full £4799.38

  13. #13
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    Default Re: Our very good friend as seen on Whistleblower

    Quote Originally Posted by Mrgreengenes View Post
    I have actually been in the Guildford branch of Barclaysicon bank with my son. True to your report they tried to sell him an Additions account. He politely told them he was not interested.

    .
    god almighty unbelievable isnt it :o likewise today my barclays branch tried to get me to move my savings to difft account i said no ta! im withdrawing the whole lot next week! the look on her face was classic!


  14. #14
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    Default Re: Our very good friend as seen on Whistleblower

    like everyone else I would like to add my thanks to you for helping us,

    I am glad you pointed out about the 9p charge as I was alerted to this when the camera showed it in the spread sheet, thank for clearing that point up

    Nat West Settled 2 acct's before action:

    £2194.77 settled £1904.00 08/01/2007 less interest
    £650.93 Settled overpaid GOGW £850.00 02/01/2007


    Applied Abbey statements -40 day up 24/04/06(arrived 30/06/06)
    Prem 04/01/2007 - reply rcvd 22nd Jan advising not paying
    LBA 22/01/07

    14/02/07 N1 filed @ local court
    21/02/07 issued claim
    23/02/07 deemed served
    25/02/07 Abbey acknowledgement defend in full.
    19/03/07 defence + 50% GOGW
    13/04/07 AQ final day for submission
    30/04/07 DEFENCE STRUCK OUT "ABUSE OF PROCESS"
    01/05/07 Judgement order

    8/05/07 Warrant of Execution requested


    Media coverage

    http://news.bbc.co.uk/1/hi/business/6701231.stm

    http://www.newburytoday.co.uk/News/A...articleID=4505


    If you find my post helpfull then please click my scales

  15. #15
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    Default Re: Our very good friend as seen on Whistleblower

    Well done Yoda.

    Please note: I give advice, in good faith, based on my reading and experience. Please satisfy yourself, that any advice given is accurate in content before acting upon it.

    A to Z index
    http://www.consumeractiongroup.co.uk...hat-youre.html

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  16. #16
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    Default Re: Our very good friend as seen on Whistleblower

    Hi Yoda,

    I too, thankyou. I was watching in awe throughout the whole of whistleblower, amazed that that all banks especially YB/CB have been making profits from their customers for years and not giving a stuff about plunging them more in debt!.

    Again, THANKYOU!!!


    Leanne x


  17. #17
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    Default Re: Our very good friend as seen on Whistleblower

    Yoda,

    Thank you. I know that's not enough but I'm not articulate enough and I can't think how to say it any better!

    Thank you more than you will ever know,

    KA.


  18. #18
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    Re: Our very good friend as seen on Whistleblower

    hi iam acting for my son to reclaim his money back


  19. #19
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    Default Re: Our very good friend as seen on Whistleblower

    Just a simple thank you Yoda. I have not got a claim with Yorkshireicon but the information you gave has a massive impact on us all. I am grateful that you were prepared to say something as you did.

    Well done and enjoy the praise here


  20. #20
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    hels bells Novitiate

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    Default Re: Our very good friend as seen on Whistleblower

    i eco the thoughts of many Yoda, if as has been stated many time that Barclaysicon have made a massive 7 billian profit this year with 68% in banks charges it makes it all very scary indeed, the goverment than talk about national debt, it the bloody banks who are causing it in the first place. All i hope is like the rest of us we can reclaim what is rightfully ours be it personal or in my case business over charges and keep our heads above water working 24 /7 whilst they bask in our money, the rich get richer and the poor die trying .

    hels



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