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Re: Anything interesting on the television tomorrow night?
Hello All
Time to expose myself I suppose. Bankfodder has encouraged me to join the conversations so I can clarify what I said last night. As Bankfodder has mentioned elsewhere on the site, the clip shown last night was just a tiny part of the filming. I need to clarify that the true cost of returning unpaid items when you have gone overdrawn is LESS THAN £2 as I said verbally. NOT 9p as some of you appear to have picked up from the spreadsheet. The spreadsheet was me explaining to Amanda how it worked & we used a simple debit & credit transaction to illustrate this. The BBC in true media style have shown the clip in such a way as to make it appear that I was showing the charges sheet.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
wwwwoooooooooooooooooooo hhhhhooooooooooooo wtg yoda good for you the whole thing hadme jump on the sofas tytyty
WHEN THE WORLD GETS IN MY FACE I SAY HAVE A NICE DAY
MY SUCCESSESS HSBC£5,735.35 MUM IN LAW £2112.00 WIN FROM HALIFAX :grin: MUM £3580.00 WIN FROM NatWest :grin: AUNTIE 2 NATWEST WINS £1865.00 AND £2541.00 EQUITA BAILIFFS £293.00 REFUND :grin: MBNA £871.16 WON WITH CI AT 24.49% WELCOME FINANCE CHARGES £600 APPROX didnt even need letter lol CAP ONE WON WITH CI AT 29.9% £994.26
CLAIMS ON THE GO AT MO
mbna ppi
NatWest cc at mcol (ppi next)
welcome ppi
first response charges
IF I HAVE HELPED IN ANY WAY HIT THE SCALES IN BOTTOM LEFT CORNER THANK YOU
Hi Yoda and much the same as ALL clamants from CB/YB a BIG thankyou for your time and effort in the making of this programme which shows that the CB/YB are making a KNOWN profit out of these charges to which they have always denied and to give encouragement to claimants in respect of this.
Once again
MANY THANKS
George.
Hey no problem. And these replies are just reminding me why I did it in the first place.
Caro, you've got to take a bit of the credit here too because if it wasn't for you spotting my little message in the first place, and referring me to Bankfodder, this would never have come about.
And by the way, for anyone who hasn't met Bankfodder, he's a lovely bloke. He's been there supporting me every step of the way.
Well, that's enough trumpet blowing for one day. Off to work we go.
Thanks Yoda, you have no idea what that means to me. I did very little and I certainly did not put myself on the line as you did. This may sound silly but your reply has actually brought a tear to my eye.
I completely agree with you about BankFodder. I've met him a couple of times now, and he really is lovely and a gentleman in the true sense of the word.
I too am reminded why I spend so much time trying to help people who have fallen victim to all the banks, but none of them seem as bad as Yorkshire Bank, or any in the National Australia Group.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Hi Yoda
I echo everyones thanks , I have been around the YB forums for aaaaaaaages and this is by far one of the most important breakthroughs we have had against Yorkshire/Clydesdale .This info surely has helped against all the banks in the UK as undoubtably they all calculate their charges in a similar way.
Pardon the pun but .........may the force be with you:-|
We certainly know it is now with us
Glad it came from a fellow Yorkie too , you see Caro we dont all fly pigeons and walk whippets
What do you mean? I'm an avid pigeon fancier and after a long day down't pit I like nuthin more that a pint of tetleys, then a long walk wi't whippit.
Seriously though, I didn't realise at the beginning of this journey that my little bit of info could be so useful to so many. It was just what I did (I repeat DID) for a living. Never even realised that the banks were not allowed to profit from their charges.
Would just like to echo everyone else's sentiments if i may. Took a lot of balls to do what you did and you should be immensly proud of yourself. I guess you thought long and hard and questioned yourself a million times, but as i say, i for one think you have done nothing at all wrong and you should be very proud of yourself. Whatever line of career you have now chosen i really do hope that you have every success, you deserve nothing less.
Good luck
Oz
If you can read this, thank a teacher.
If you can read it in english thank a soldier.
Great programme Yoda. As you should see from my signature I won all of my charges back from Barclays thanks to the excellent support from this site.
I have actually been in the Guildford branch of Barclays bank with my son. True to your report they tried to sell him an Additions account. He politely told them he was not interested.
I have actually been in the Guildford branch of Barclays bank with my son. True to your report they tried to sell him an Additions account. He politely told them he was not interested.
.
god almighty unbelievable isnt it :o likewise today my barclays branch tried to get me to move my savings to difft account i said no ta! im withdrawing the whole lot next week! the look on her face was classic!
Applied Abbey statements -40 day up 24/04/06(arrived 30/06/06)
Prem 04/01/2007 - reply rcvd 22nd Jan advising not paying
LBA 22/01/07
14/02/07 N1 filed @ local court
21/02/07 issued claim
23/02/07 deemed served
25/02/07 Abbey acknowledgement defend in full.
19/03/07 defence + 50% GOGW
13/04/07 AQ final day for submission
30/04/07 DEFENCE STRUCK OUT "ABUSE OF PROCESS"
01/05/07 Judgement order
Please note: I give advice, in good faith, based on my reading and experience. Please satisfy yourself, that any advice given is accurate in content before acting upon it.
I too, thankyou. I was watching in awe throughout the whole of whistleblower, amazed that that all banks especially YB/CB have been making profits from their customers for years and not giving a stuff about plunging them more in debt!.
Just a simple thank you Yoda. I have not got a claim with Yorkshire but the information you gave has a massive impact on us all. I am grateful that you were prepared to say something as you did.
i eco the thoughts of many Yoda, if as has been stated many time that Barclays have made a massive 7 billian profit this year with 68% in banks charges it makes it all very scary indeed, the goverment than talk about national debt, it the bloody banks who are causing it in the first place. All i hope is like the rest of us we can reclaim what is rightfully ours be it personal or in my case business over charges and keep our heads above water working 24 /7 whilst they bask in our money, the rich get richer and the poor die trying .