Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
-Sent Prelimletter for overlimit charges
-Received bog-off reply
-Sent lba
-Received offer of 'Full and final' settlement, of difference between £16 and £20 for each charge, including some rubbish about the OFT guidance.
-Sent 'Rejection' letter accepting offer but only as 'partial' and on grounds that they understand I will be pursuing for the remainder in court. (Awaiting reply, sent 20th March 2007) Given them deadline of 2nd April to accept my offer.
- Sent two reply letters to Data Protection Manager in response to my SAR and CCA requests.
They only sent me pack of statements for my SAR request, so have asked them to comply fully with all information requested, given them deadline of 3rd April to conform to request. i.e manaul intervention on account, or letter confirming they have no more information on me.
Also complained they did not supply my PPI information on my Credit Agreement request. They have deadline of 6th April to reply (see PPI thread of mine in PPI forum)
UPDATE: pturner and EGG
' settlement, of difference between £16 and £20 for each charge, including some rubbish about the OFT guidance.
and CCA requests.
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