Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default Sarah vs BOS Credit cards ***WON ***

    Has anyone claimed contractual interesticon on a Credit card & won from BOSicon. I've had an offer, but they won't pay contractual or so they say, be interested to know if anyone has won one or if this is standard with BOS.

    Thanks

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  2. #2
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    Default Re: Sarah vs BOS Credit cards

    Anyone??

    Cabot and the Cabot Fan Club Threads:
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    Sarah
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    Default Re: Sarah vs BOS Credit cards

    FWIW Andrew, I had a small win with a BOSicon Mastercard. Settled in full. £75 charges, £30 contractual interesticon, £40 costs. Settled after Default Judgment.


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    Default Re: Sarah vs BOS Credit cards

    Thanks Bill - I can't believe nobody is getting Contractual against BOSicon - surely there are some !

    Cabot and the Cabot Fan Club Threads:
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    Sarah
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    PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! Thank you.

  5. #5
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    Default Re: Sarah vs BOS Credit cards

    They will pay contractual mate. They have to. They'll tell you they won't pay it, but, lets face it, they'll tell you anything to try and make you back down.


    BOS :D.P.A/S.A.R - (In Branch) 28/02/07
    PRELIM - 06/03/07 (std 8 wk reply recieved)
    LBA - 20/03/07 (ignored)
    COURT PAPERS FILED - 04/04/07
    SETTLED - 17/05/07

    CAPITAL ONE :
    DPA/S.A.R - 06/03/07
    PRELIM - 12/04/07
    LBA - 27/04/07 (ignored)
    COURT PAPERS FILED - 14/05/07

    If I've been any help please click the scales and let me know.
    Whilst only too happy to help in any way I can, any advice given by me is done in a completely lay capacity and has been gathered either from research on this forum or from personal experience. I am NOT a lawyer...... IF IN DOUBT SEEK PROFESSIONAL ADVICE...........


  6. #6
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    Default Re: Sarah vs BOS Credit cards

    Yeeeehhaaaa! it's taken 20 months BUT I WON got it all back...+ Contractual interesticon @19.95%

    only £400 but it's MY £400..... Buggers have put this account through Blair Oliver & Scott & Moorcroft and I've had to put up with all their sh1te.. none of them have come up with an agreement nothing, so I wrote to BOSicon and added a nice little rider along the bottom of my letter:

    " Inspired by the Cabot Fan Club - Google them, Ignore them, get what's coming to you!" I also stuck a CAGicon Sticker on the envelope!

    I should get compensation for all the bull they have flung at me, phone callsicon the lot.. so stupid and petty they have been too, I had an isolated charge of £20 dating December 2000 with months either side of no charges ( I was good then ) and they quoted the Limitations of 6 yearsicon so knocked it off the amount...must have cost them that £20 to type the sentence telling me...Pity I put my claim in first in September 06 isn't it - so I have requested it ALL tight gits....

    MODS put this one in the WIN BOX Please.. and for all of you THANKS Couldn't know what I do without all and everyone that has gone before and sadly left us too - special thanks to Vampiress too if she's watching, I've actually cracked your spreadsheets now my lovely !


    S

    Cabot and the Cabot Fan Club Threads:
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  7. #7
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    Default Re: Sarah vs BOS Credit cards

    CONGRATULATIONS!

    Well done for sticking with it

    (title changed and thread moved)

    Steven

    Using CAG Toolbar will generate much needed income - Download Here

    Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

    My Wins

    GE Money Won unconditionally May 2007
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    Brighthouse Won unconditionally August 2007
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    Clydesdale Financial Services (now BPF) Won unconditionally February 2008

    Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

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  8. #8
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    Default Re: Sarah vs BOS Credit cards

    Quote Originally Posted by steven4064 View Post

    Well done for sticking with it

    I'm a true CAGGER and a proud member of the notorious Cabot fan Club..sticking with it is what annoys these banks and DCAicon's the most..but that's what wins over !


    Thanks Steven..

    Cabot and the Cabot Fan Club Threads:
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    Sarah
    PLEASE DONATE IF SUCCESSFUL - Every little helps

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  9. #9
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    Default Re: Sarah vs BOS Credit cards ***WON ***

    Hello Sarah, Andrew1 and others. Great news this week on BOSicon loan with credit card. Debt was being chased so nastily by Blair Oliver Scott. Charges refunded. Two sets of PPIicon on card and loan now refunded (Yes two loads of PPI on one application form - they were sooooo greedy). That particular debt cleared and some!!!


  10. #10
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    Default Re: Sarah vs BOS Credit cards ***WON ***

    Sweet news sweet jane

    (ps Sarah and Andrew1 are one and the same - don't ask )

    Steven

    Using CAG Toolbar will generate much needed income - Download Here

    Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

    My Wins

    GE Money Won unconditionally May 2007
    NatWest
    Won unconditionally August 2007
    Brighthouse Won unconditionally August 2007
    Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)
    Clydesdale Financial Services (now BPF) Won unconditionally February 2008

    Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

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  11. #11
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    Default Re: Sarah vs BOS Credit cards ***WON ***

    Quote Originally Posted by steven4064 View Post
    Sweet news sweet jane

    (ps Sarah and Andrew1 are one and the same - don't ask )
    Maybe it's cos I like cross dressing - let the whole world know This was supposed to be a secret Steven - my cover


    Sarah xx

    Congrats sweetJane that's a good victory. Tell me, was this a Preference Account -a loan on the same agreement document as the additional couple of grand Card which they document all on one document, but have a regulated agreement one half of the page and on the other the card?

    Cabot and the Cabot Fan Club Threads:
    http://www.consumeractiongroup.co.uk...101-cabot.html

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    http://www.consumeractiongroup.co.uk...d-company.html

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    How to use the Forum
    http://www.consumeractiongroup.co.uk...i-dummies.html

    A click on the scales below is appreciated if my posts were helpful
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    Sarah
    PLEASE DONATE IF SUCCESSFUL - Every little helps

    PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! Thank you.

  12. #12
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    Default Re: Sarah vs BOS Credit cards ***WON ***

    Well done 20 months, it's a disgrace, isn't it? In fact it's criminal


  13. #13
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    Default Re: Sarah vs BOS Credit cards ***WON ***

    Quote Originally Posted by andrew1 View Post
    This was supposed to be a secret Steven - my cover


    Sarah xx
    Sorry, thought everyone knew

    Steven

    Using CAG Toolbar will generate much needed income - Download Here

    Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

    My Wins

    GE Money Won unconditionally May 2007
    NatWest
    Won unconditionally August 2007
    Brighthouse Won unconditionally August 2007
    Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)
    Clydesdale Financial Services (now BPF) Won unconditionally February 2008

    Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

    Please note, I will not give advice by PM. Please
    send a link
    to your thread and I will do my best to answer there.

  14. #14
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    Question Re: Sarah vs BOS Credit cards ***WON ***

    Quote Originally Posted by andrew1 View Post
    Maybe it's cos I like cross dressing - let the whole world know This was supposed to be a secret Steven - my cover


    Sarah xx

    Congrats sweetJane that's a good victory. Tell me, was this a Preference Account -a loan on the same agreement document as the additional couple of grand Card which they document all on one document, but have a regulated agreement one half of the page and on the other the card?
    Exactly Sarah blue document customer copy. Credit Agreement on left for loan with single premium PPIicon "Creditcare Bronze" / line down the middle and right side was a card with so called Preference Account for credit card and ppi on the balance (didn't even know we were getting a card - we'd applied for a loan).



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