Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I took advice from this site and thought I would have a try at skype.
I have to say it was alot easier than I thought.
At first I couldn't understand how I could top up my credit to make calls to landlines and mobiles (don't have a credit card), but then I saw that you could 'top up' your Skype credit at Sainsburys by buying a voucher and entering the voucher number, just like a pay & go mobile. I think you can also do it with paypal.
So I'm going to trial it and see just how much it saves on my BT bill, plus with the help of skylook I can now record my conversations.
I've even noticed on the Skype site, that they are bringing out wireless skype handsets which allow you to receive calls away from the computer ( I'm not technically minded so I might be wrong).
Anyway, just wanted to say how easy it all was and thanks for the advice.
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Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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Add me as your friend on FaceBook - I need all the friends I can get
I started using Skype many, many moons ago, and have saved hundreds, maybe thousands of pounds since. Anyone who makes call abroad should use internet telephony.
Especially when my mother got sick, it was great to be able not wait until 8 pm to call because of the cost, or close my eyes and call anyway, and hope I would have enough to pay the bill at the end of the month. My T/west phone bill is now in average £15 a month, it used to be £150.
I bougt a handheld USB phone not long ago, but I really want to get one of those that allows wireless/normal phones as well. I think Maplin had one for 20 or 30 quids, it will be my next "big" purchase.
I got Skylook a couple of days ago, and the clarity of the recording is AMAZING! At the risk of sounding like a paid D-list celeb, I really can't recommend it highly enough.
Apologies to people who I was in the process of helping, I may be gone some time.
I am having problems getting skylook to function. I have the folder installed on my desktop but out of the three applications, proton, recmon and skylook only recmon does anything..... any ideas ?
If you contact Skylook, ask for Jeremy Hague, they will help you.
They are very good. You can even Skype them.
They are in Australia so bear in mind that there is about 11 hours difference.
tell Jeremy that you are from The Consumer Action Group
Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential. Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
Thanks - I've got it working now - I didnt have outlook open as i use outlook express but all is well now.......cant wait for monday - have so many calls to make !!
skype
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the winner takes it all 
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