Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default Miss_squeezy vs Abbey

    Hi there!

    Having recently had my claim against Lloydsicon settled in full, I'm now going after Abbey. Sent my SARicon on 15th March by Recorded delivery - checked online and it says delivered on 16th March. So, just sit back and wait for the statements now!

    Similar Threads:
    15/2/07 Lloyds TSB number 1 account settled in full
    20/2/07 5% donation to site thanks guys!!

    My advice or opinion is offered in good faith but without prejudice or liability. It should not be considered as legal advice. If in doubt, seek advice from a qualified legal professional.

    "Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure" - Marianne Williamson

  2. #2
    louis wu
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    Default Re: Miss_squeezy vs Abbey

    Well done squeezy, and welcome to Abbeyicon madness.

    I have gone the other way, Abbey's sort, now I'm on to the wifes Lloydsicon A/C.

    Race you, first one to get their charges buys the other a beer. lol

    Best of luck

    Louis


  3. #3
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    Default Re: Miss_squeezy vs Abbey

    26 days in and still no sign of the info I've requested......

    Louis - you might be buying the beers!

    15/2/07 Lloyds TSB number 1 account settled in full
    20/2/07 5% donation to site thanks guys!!

    My advice or opinion is offered in good faith but without prejudice or liability. It should not be considered as legal advice. If in doubt, seek advice from a qualified legal professional.

    "Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure" - Marianne Williamson

  4. #4
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    Default Re: Miss_squeezy vs Abbey

    33 days..... still no sound of hundreds of envelopes landing on my doormat...... Seven days to go Shabbey!!!

    This is the first time I've dealt with Abbeyicon and I'm assuming this is pretty much par for the course... does anyone have any suggestions about how to get them to speed up?? (Apart from rockets, fireworks and explosives etc....)

    15/2/07 Lloyds TSB number 1 account settled in full
    20/2/07 5% donation to site thanks guys!!

    My advice or opinion is offered in good faith but without prejudice or liability. It should not be considered as legal advice. If in doubt, seek advice from a qualified legal professional.

    "Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure" - Marianne Williamson

  5. #5
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    Default Re: Miss_squeezy vs Abbey

    I'm afraid Abbeyicon are the slowest and take everything to the wire. The only thing that will speed them up is court action...and the lady who deals with the statements certainly does not live up to her name.....Pam Speed...she's only got 2...slow and stop.

    Abbey £4340.59 *WON* Jan 07

    Abbey II MCOL 31/03/07 £8800.00

    Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

    Read my latest claim its a fast track potentially
    http://www.consumeractiongroup.co.uk...ight=noobrider

    read my first claim which includes attending a directions hearing in court
    http://www.consumeractiongroup.co.uk...ight=noobrider

  6. #6
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    Default Re: Miss_squeezy vs Abbey

    Noob - that explains things then.... In other words, I've got two hopes of getting the statements before the 40 days is up - Bob Hope and no hope!!!

    15/2/07 Lloyds TSB number 1 account settled in full
    20/2/07 5% donation to site thanks guys!!

    My advice or opinion is offered in good faith but without prejudice or liability. It should not be considered as legal advice. If in doubt, seek advice from a qualified legal professional.

    "Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure" - Marianne Williamson

  7. #7
    louis wu
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    Default Re: Miss_squeezy vs Abbey

    Quote Originally Posted by miss_squeezy77 View Post
    26 days in and still no sign of the info I've requested......

    Louis - you might be buying the beers!

    you may be right......but I forgot to mention that whoever comes second buys the next round


    Keep at it, you know you'll win in the end, and thats what really matters

    Louis


  8. #8
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    Default Re: Miss_squeezy vs Abbey

    Awww.... thanks Louis, you're right!

    I see you're up my neck of the woods...

    15/2/07 Lloyds TSB number 1 account settled in full
    20/2/07 5% donation to site thanks guys!!

    My advice or opinion is offered in good faith but without prejudice or liability. It should not be considered as legal advice. If in doubt, seek advice from a qualified legal professional.

    "Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure" - Marianne Williamson

  9. #9
    louis wu
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    Default Re: Miss_squeezy vs Abbey

    Well, if squeezyland is near the Wirral, then yes lol.

    It makes a change to be up to my neck in the woods though, because I've been up to my neck in charges for so long thats its nice to be somewhere else


  10. #10
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    Default Re: Miss_squeezy vs Abbey

    squeezyland is a little known village (you won't find it on a map) near Ellesmere Port

    15/2/07 Lloyds TSB number 1 account settled in full
    20/2/07 5% donation to site thanks guys!!

    My advice or opinion is offered in good faith but without prejudice or liability. It should not be considered as legal advice. If in doubt, seek advice from a qualified legal professional.

    "Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure" - Marianne Williamson

  11. #11
    louis wu
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    Default Re: Miss_squeezy vs Abbey

    Quote Originally Posted by miss_squeezy77 View Post
    squeezyland is a little known village (you won't find it on a map) near Ellesmere Port
    Well, in that case, we're practically neighbours, I'm just round the corner from Arrowe park hospital. At this point I suppose I should say 'small world isn't it' but cant bring myself top say it because its soooooo corny

    Louis


  12. #12
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    Default Re: Miss_squeezy vs Abbey

    *YAWN* 35 days and still nothing..... poo

    Not even an acknowledgement letter! How rude!



    15/2/07 Lloyds TSB number 1 account settled in full
    20/2/07 5% donation to site thanks guys!!

    My advice or opinion is offered in good faith but without prejudice or liability. It should not be considered as legal advice. If in doubt, seek advice from a qualified legal professional.

    "Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure" - Marianne Williamson

  13. #13
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    Default Re: Miss_squeezy vs Abbey

    Spoke to Sheena Small (01908 344061) at the copy statement unit at Abbeyicon (thanks to Elizabeth in a post elsewhere on the site for this info!). They've got not record of my SARicon even though it's been signed for. She was very helpful though and is going to chase them up - I mentioned that they've only got 4 days left in which to comply with SARicon or they'll be in breach of DPA, at which point I will send them a final letter giving them 7 further days in which to comply before applying for a court order. She replied that the court order wouldn't help get the statements any quicker as this would give them 21 more days in which to respond.

    Will see what happens.....

    15/2/07 Lloyds TSB number 1 account settled in full
    20/2/07 5% donation to site thanks guys!!

    My advice or opinion is offered in good faith but without prejudice or liability. It should not be considered as legal advice. If in doubt, seek advice from a qualified legal professional.

    "Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure" - Marianne Williamson

  14. #14
    louis wu
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    Default Re: Miss_squeezy vs Abbey

    Yes, it will still take a while to get your statements, but it will cost them, and it will prove that you will not be messed around in the future.
    As I posted a few minutes ago (on another thread), the longer you wait, the more interesticon will accrue, and at 8%, tax free, it all adds up and is better than any savings account I know.

    Keep at them and let us know what happens.

    louis


  15. #15
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    Default Re: Miss_squeezy vs Abbey

    Statements finally arrived yesterday - totted up the charges and sending Prelim letter today....

    Quick question..... my account with Abbeyicon has been dormant for about a year with a negative balance which is just about equal to my claim. Can I request that my claim is settled by cheque rather than into the account? I'm really loath to have to use the cash to pay back an overdrafticon with them when it's their charges that have caused the overdraft and in turn, left me with no option but to go into debt elsewhere to pay the bills etc... that were bounced after they'd applied charges and taken all my wages.

    Any advice? I'm not really looking for a moralistic argument here, just a 'where do I stand' thing!?

    15/2/07 Lloyds TSB number 1 account settled in full
    20/2/07 5% donation to site thanks guys!!

    My advice or opinion is offered in good faith but without prejudice or liability. It should not be considered as legal advice. If in doubt, seek advice from a qualified legal professional.

    "Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure" - Marianne Williamson

  16. #16
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    Default Re: Miss_squeezy vs Abbey

    Squeezy,

    As much as I'd like to give you a moral argument railing against the evils of Big Business...............I think you'll struggle to get them to pay you a cheque while the account is still open. If it was closed then a cheque is the answer, but if you were in their situation......what would you do?

    Answer........effectively , you'd pay the money back to yourself.

    Sorry:o

    All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion
    ......................... ......................... ....
    I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

  17. #17
    louis wu
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    Default Re: Miss_squeezy vs Abbey

    Charley, I agree......except, they did pay me with a cheque, and my a/c was open and well o/d.

    I think it depends on how they feel on the day. I bet though, if you specifically asked for a cheque, they'll credit your account, just for the sake of it.

    Louis


  18. #18
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    Default Re: Miss_squeezy vs Abbey

    Just keeping thread up to date, lbaicon being sent today...

    15/2/07 Lloyds TSB number 1 account settled in full
    20/2/07 5% donation to site thanks guys!!

    My advice or opinion is offered in good faith but without prejudice or liability. It should not be considered as legal advice. If in doubt, seek advice from a qualified legal professional.

    "Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure" - Marianne Williamson

  19. #19
    ChloeJane
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    Default Re: Miss_squeezy vs Abbey

    Hi there!

    Just a word of encouragement and hello and to give you some information while the lbaicon is being sent off on court filing and options -

    INFORMATION ON FILING IN COURT

    Fees

    You can apply for an exemption through the court when you file your claim so it is worth a read and if in hardship, worth applying.

    http://www.hmcourts-service.gov.uk/H...fl ets_id=172


    Money claim online - OFFERS NO FEE EXEMPTION
    5. Money Claim On-Line (MCOL) Particulars of Claim


    http://www.consumeractiongroup.c o.uk/forum/site-questions-suggestions/71369-getting-mcol-right.html


    N1 at your local court. Preferred - fee exemption allowed.
    4. Particulars of claim - N1 - hard copy version


    Reading the above and having informed choices so your confident and know what suits you is why I have added the information, so you can ask questions till the waiting time for a reply to the letter is up.

    Happy reading and all the best with your claim!


  20. #20
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    Default Re: Miss_squeezy vs Abbey

    Chloe - thanks for the info, I'm on my third claim now so well used to the court route that we keep being forced down!

    15/2/07 Lloyds TSB number 1 account settled in full
    20/2/07 5% donation to site thanks guys!!

    My advice or opinion is offered in good faith but without prejudice or liability. It should not be considered as legal advice. If in doubt, seek advice from a qualified legal professional.

    "Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure" - Marianne Williamson


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