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hi, got a letter this morning asking me to pay back a crisis loan that i got, when my husband and myself were out of work, the debt is for £49.66, but the date of the loan is 1989, i told them about statute barred, and he told me that a government loan is not covered by statute barred, is this right, i need to know where i stand, i have had no other letter about this, and the leter states that it will be immediatly transfered to a debt collection agency, the date on the letter is the 14th march and it is now the 20th, so i have already lost 6 days, any advice would be great, thanks
Why not try ring the OFT and ask them? It sounds as if teher may be a grain of truth in what they say, but I can't remember for the life of me where I saw it.
All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.
so basically, i can ask them to prove that i had received it 18 years ago, do you think this will be worth a try,they might not have kept the relavent paper work, or is this a lost battle, should i appeal maybe,
Government agencies do (generally0 ahve a tendency to be nicer than financial institutions (cue lots of people posting about crap experiences with government agencies). why don't you try telephoning them and expalining you acn't ever remember having received this money, you've had no previous correspondance about this money and you would like the account put on hold while they investigate this for you?
All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.
I typed a reply but it disappeared before I could post it.
You should ask for some kind of proof. If you go to your local DWP with some ID they will probably provide you with a printout showing when, why, how much the Crisis Loan was for and if they have access to SFCS, when and where the giro was cashed.
If you're not happy tell them you want them to investigate, which won't be easy after so long.
If everything seems to be in order, it may be better to just pay rather than let it go to a DCA.
so basically, i can ask them to prove that i had received it 18 years ago, do you think this will be worth a try,they might not have kept the relavent paper work, or is this a lost battle, should i appeal maybe,
They may not have the paperwork as it is normally destroyed 4 years after the date of it (something dated 20 march 2003 is destroyed 20 march 2007) unless it is to do with money cumming out of yr benefits or you have requested some paperwork as evidence that u owe them money.
my be is they have destroyed the evidence by now which is good for u as they cant say u owe them money as they have no proff u recieved it
department for work and pensions
, and he told me that a government loan is not covered by statute barred, is this right, i need to know where i stand, i have had no other letter about this, and the leter states that it will be immediatly transfered to a debt collection
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Re: department for work and pensions
Originally Posted by morticia darkside
