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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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Water Meter A Con


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Hi,

 

Am beyond annoyed. Had water meter fitted 18 months ago. am aware of policy that you cant have it removed after 12 months of having one of the flaming things put in. anyway, i was assured by people at the water company, that as a single parent with one child, i could drastically reduce my water bill by having a meter installed.So i did. My payments (i pay monthly by direct debit) shot up after 12 months of having the thing (form £19 per month to £43). I have paid without failure. But cant really afford this. there is no way i would have had it fitted had I known this could happen. and no i dont fill a swimming pool every night or anything like that. Am fuming because i think i have been mis informed by the water people. I have been told by them that there is nothing i can do to get it teken out and there is no way of appeal. Surely this cant be right??? If anyone has had success in a similar situation, please let me know!!! Thanks

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I used to work for a water company and can't remember one instance where they removed one after the 12 months so am afraid you might be stuck with it

 

however 43 quid a month does seem high for your circumstances, check that your meter readings are actual reads and not estimated for starters, if they are estimated then provide actual readings, if you have an outside meter under a manhole cover and cant access it they have to send someone out to you to read it

 

if the bill is correct check for the following

 

dripping taps, they waste ALOT of water so if you have any replace the washers, get a hippo bag for the loo (or put a house brick in there) vastly reduces the amount of water used to flush.

 

save your washing up and do one big batch instead of 2 or 3 a day and never leave the tap running when you brush teeth

 

all simple things but they do work, I used to be on a meter and my water bill went down to 12 quid a month when I did all those :) (had a 3 year old boy at the time with all the associated grubbyness, toilet mishaps to clean up after and extra clothes washing as they seem to be dirt magnets!)

 

pm me if you need any other help as I still have pals who work there and they might have other suggestions :)

claim v natwest WON!

 

all posts made by myself are without prejudice

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I moved house a year ago and I received a letter from Three Valleys Water telling me they would be installing a meter. It turns out that the water companies can legally install a meter in a property once it has changed hands. In my case it has turned into a bonus. My water rates for 2007/7 would have been £348, but the bill for metered water useage and the usual standing charges will be about £150 for the year.

 

As was said above, I would check to see if they have actually been reading your meter. It would do you no harm to read it yourself either and make your own records. And as said above, simple changes to your water using habits can make a big difference.

 

Which water company is it by the way?

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I was told by the citizens advice that if you had any dependant children and had a water meter then there is a process for having it removed ( but I don't know anything about the 12 month period) perhaps it's worth giving them a bell just to double check things

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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:( Hi

 

your charges sound excessive for your circumstances. My water bill has drastically been reduced.

 

My mother however, went onto water meter 1 year ago and had problems with her bill from day one. Long and drawn out, but reason was toilet in down stairs cloak room had a very small drip leak that was going under floorboards. Which would have gone undetected to this day if she had not been on meter.

 

You may have a tiny leak somewhere.

 

Regards

Dee

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Personally I am flabbergasted that you pay that much with a water metre.

I have 4 kids and we constantly use Bath/Shower etc. AND the washing machine is on virtually 24 hours a day. Yet when I moved into my new property I insisted on getting a water metre. Thames Water sent me a leaflet insisting that with my famly size I would end up paying double. It has been shown that I actually pay HALF. My payments have gone from £30/pm to £15/pm.

Like I said I have 4 kids and we NEED a lot of water. Either you have the hose pipe on in the garden all day or you have a water leak. Get the water company over to check it out.

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Innocenti my water bill is almost the same as yours I pay £41.00 a month with no meter on a monthly payment plan ( with no arrears ) my friend down the street has a water meter and hers is approximately £40.00 a month but they have to watch how many times they fill the kettle at that !I think it varies due to the supplier we have Severn Trent water - it's all totally unfair I think the whole country should pay a set price:) so that they can't make huge profits out of us

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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Share on other sites

Innocenti my water bill is almost the same as yours I pay £41.00 a month with no meter on a monthly payment plan ( with no arrears ) my friend down the street has a water meter and hers is approximately £40.00 a month but they have to watch how many times they fill the kettle at that !I think it varies due to the supplier we have Severn Trent water - it's all totally unfair I think the whole country should pay a set price:) so that they can't make huge profits out of us

 

I like that idea! It said on the news last year that Water Rates were going to rise and that people could be paying over £400 for their water in 5 years time, I was :eek: at this because I am paying £490 a year NOW! And I live in the North West, all it does is rain here!

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