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    • Do you think I should send the CCA request now then instead of waiting? I really can do without the stress. Any advice would be appreciated. Thank you for responding.
    • How was the "receiver" appointed and what is their role? Appointed by the lender under the terms of their security on the loan (sometimes referred to as "LPA Receiver")? Or are they acting for you in insolveny? What's the current role of the agent?
    • Wait for more replies, but that letter to me can be interpreted as a letter before action. Ignoring it can have consequences. The court to impose sanctions for failure in responding to a letter of claim.
    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
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Help needed;Scottish Power;


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Has anyone had a dispute with Scottish Power over an account? I have been in dispute with Scottish Power since Jan 06. I have got nowhere with them although they have behaved in a draconian way. I cannot get anywhere with Energywatch nor with The Energy Supply Ombudsman. They all seem to be quangos and not truly policing problems with energy suppliers - purely window dressing. Scottish Power have instructed bailiffs now nothwithstanding there is a variety of matters they have failed to address. Can anyone give me a hand in terms of where I go from here? Is there an action group against Scottish Power? This is urgent!

 

Cracking

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Hi Cracking.

 

You would be better to re-ost this in the Utilities Forum. Click on the following link.......

 

http://www.consumeractiongroup.co.uk/forum/utilities-gas-electricity-water/

 

Good luck.

Regards, Rooster.

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I am quite suprised to hear this.

I too had a dispute with them and have to say Energywatch frightenened the life out of them once involved,and was resolved.

It was a long process before things happened.Although if the account is being disputed then any recoveries of money should be suspended.

I think you should maybe give some detailed info on what the problem is and whats happened so that others here can advise.If the baliffs are involved then you do need to act fast and I would suggest that you post all the info asap,so you can be properly advised as to how to sort it from here.

I will move your post to the utility forums but if you do get any baliff problems before getting this sorted there....then I suggest you look in the debt forums for some advice.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks for the replies.

 

The position is fairly complicated as Scottish Power have constantly compunded their ineptitude.

 

They have billed us for next door's useage, have got the wrong meter number, have billed us in the wrong metric units, have sent us lots of estimated bills having read the meter over and over again, have sent us credit notes which have not been taken into account when they calculate the account, have clearly lied to us on several occasions about what they are doing, refuse to explian their calculations to us, have got SPM Collections (debt collection agency which is part of SP) involved several times despite the bill being under dispute, have got a company called Grosvenor Legal Services Ltd to write a threatening letter to say that the bailiffs are about to pounce - at the same time, we have a counter claim against them which wipes out any indebtedness owed to them, no court proceedings started, the matter has been referred to Energywatch who do nothing and now the Energy Supply Ombudsman is saying that as the problem arose before its inception in July 2006, they cannot help. Scottish Power refuse to send me a 'deadlock letter' as they say there is no need to as the case arose before July 2006. They also know that only with that could the ESO get involved.

 

Our account has altered from a staggering £4000 down to £1200 as it now stands. Only two people live here in a semi detached house and we are both out all day. The bill is clearly wrong yet we now have bailiffs trying it on.

 

We are going round in circles. Surely there is some action group to help us. If not I'd be happy to take it on.

 

Cracking

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the Energy Supply Ombudsman is saying that as the problem arose before its inception in July 2006, they cannot help

 

That is unreal, so in effect on most billing issues they wont be of any use for around 2 years from now. From what you are saying they have dealt with you in a disgrace, let me have a think about this and I will post back tomorrow when I have more time as my shift finishes in like one min and me wanna go home.

 

 

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