Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have recieved my statements today and the total is £320 in charges which is the same as what I owe them. So letter will be in the post asking for them back on monday.
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)
The way I see it they can just close this account becuase what I owe them is the same as the amount of charges. So it will actually cost them nothing to cough up.
But what are the chances of that happening without protest and stalling tactics,that would be too easy wouldn't it.
andyace v capital one
got my DPA request today according to track and trace.
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