Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
please help, i know that i can claim back refferal charges,, but what about the monthly charge on the royalies & interest charge?? this seems to vary every month
Same thing, claim it. sorry, I'm just not too familiar with all the different terms used by all the banks. Basically if it looks like a penalty for something you've done - claim it
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
Monthly service charges cannot be claimed back. interest that is charged on penalty charges can be but is difficult to work out.
Try Mindzai's excellent v1.9 spreadsheet, it's brilliant & works out interest charged on penalties for you! I'll try and do a link for it or you could do a search for it, that's what I did and it was pretty easy to find. If you come across any posts by Mindzai it's in his signature.
HTH, sn00psmum
Try Mindzai's excellent v1.9 spreadsheet, it's brilliant & works out interest charged on penalties for you! I'll try and do a link for it or you could do a search for it, that's what I did and it was pretty easy to find. If you come across any posts by Mindzai it's in his signature.
HTH, sn00psmum
rowanr vrs RBS
charge?? this seems to vary every month
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rowan 
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Originally Posted by Advoc8
