Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

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  1. #1
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    Question JW 'v' Barclaycard

    Hi to all claimers. I am about to send off my SARicon. I already have statements going back to April 2005, so I only need April 2002 to March 2005. I have read a few threads and found that Barclaycard are a bit lapse in sending out earlier statements. Do you eventually get the statements back???? Also can you claim back the £12 charges which are the reduced ones since Sept 2006???

    would appreciate any help offered

    Thanks

    Similar Threads:

  2. #2
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    Default Re: JW 'v' Barclaycard

    You might have to threaten them with compliance proceedings but it appears you do get them.

    You can claim the reduced charges, that is not a problem.

    If in doubt read the FAQs

    If still in doubt - ask!

  3. #3
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    Default Re: JW 'v' Barclaycard

    Thanks Advoc8.


  4. #4
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    Default Re: JW 'v' Barclaycard

    As my SARicon deadline is up on 27.04.07, and I have received diddly squatt from them, is it worthwhile doing a little nudging letter to them so that they are aware that I haven't gone away?


  5. #5
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    Default Re: JW 'v' Barclaycard

    I have just phoned B'card and was told that my info should be in the post either today or tomorrow. I am looking forward to receiving it.


  6. #6
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    Default Re: JW 'v' Barclaycard

    In my SARicon I requested statements from April 2002 to March 2004. I have received today statements from June 2004 to present day, and was told that all previous statements are stored on microfilm and take more time to search and reproduce. These will likely to be sent within the next 6 weeks or so. And they banked my money, but say in the letter they will not charge me!! And the SARicon does not cover the microfilm statements.

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  7. #7
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    Default Re: JW 'v' Barclaycard

    read the sticky about this microfiche lie


  8. #8
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    Default Re: JW 'v' Barclaycard

    I have just drafed up a letter to go to B'card. I would be grateful if someone could have a look at it and tell me if it is ok or whether I should add anything or take anything out.

    RE: Data Protection Act 1998 – Subject access requesticon Letter Dated 17.03.07

    I am writing with regard to the information sent to me by you dated 25th April 2007. I am disappointed that you totally disregarded my letter dated 17th March 2007 of which I specifically requested a complete set of statements from April 2002 to March 2004. Instead you sent me statements from June 2004 to present time, and stated that statements prior to this date are stored on microfilm and that I will be receiving them within the next six weeks. You also went on to state that you do not consider that the microfilm statements fall within the scope of the Data Protection Act 1998. May I take this time to remind you of the visit by the Information Commissioner’s Office to inspect your system in operation, and that they concluded that the microfiche system used by yourselves is a relevant filing system for the purposes of the Act and that the information stored is personal dataicon and should be supplied as part of my SAR. I am grateful that you are willing to supply me with the information as a gesture of goodwillicon, but am puzzled as to why you have cashed the cheque for £10.00 I sent you.

    I am willing to give you a further 14 days to comply with my SAR dated 17th March 2007 and if I have not received the information that I requested by 15th May, 2007, I will be left with no alternative but to commence a county courticon action under sections 7, 13 and 15(2) of the Data Protection Act 1998, naming you as Data Controller.

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    Default Re: JW 'v' Barclaycard

    sounds good to me.ive got to do mine tuesday!


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    Default Re: JW 'v' Barclaycard

    Thanks archer. You're quite welcome to use part of mine if you like.

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  11. #11
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    Default Re: JW 'v' Barclaycard


    their time runs out tomorrow ,so theyll be getting a letter sent to them on tuesday! cheeky devils! in the SARs they did give me its already nearly cleared the balance so im waiting with baited breathe!


  12. #12
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    Default Re: JW 'v' Barclaycard

    At last I have now got all of my statements. I have put all of the charges on to a spreadsheet and am now ready to do prelim letter. I have had a look at the contact address thread but I am totally confused as to where to send my prelim. Please could someone post the address on my thread.

    many thanks

    JW

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    Default Re: JW 'v' Barclaycard

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  14. #14
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    Default Re: JW 'v' Barclaycard

    Thanks archer, but unfortunately I am still a bit confused as to where to send prelim. There are many addresses on that thread. Which one do I use?

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  15. #15
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    Default Re: JW 'v' Barclaycard

    I used this address, I'm sure it got there as o/h has had the £8 difference credited to his account.

    HTH

    Ireatianu

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    E14 5HP

    any comment made is just my humble opinion....and what do i know

  16. #16
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    Default Re: JW 'v' Barclaycard

    Thanks ireatianu.

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  17. #17
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    Default Re: JW 'v' Barclaycard

    yes there are loads on there! i just stuck to the one i sent my other letters to as they were answering them ! but the one above must work if they refunded something from it!

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  18. #18
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    Default Re: JW 'v' Barclaycard

    Just received a letter offering me the difference between what OFT say (£12 per charge) and what they have imposed on my account. My claim was for £636 and they have offered me £216.00 and they say that they are going to credit my account with it. What do I do now? Can I ask for a cheque?

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  19. #19
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    Default Re: JW 'v' Barclaycard

    35 charges @ £12 per charge = £420.00.
    My claim £636.00
    Refund offered = £216.00

    Do I accept this or will they pay out any more?

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  20. #20
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    Default Re: JW 'v' Barclaycard

    well if you push them they prob will pay the lot.im going for it.they have just put a credit on my card and havent said a word about it or what its for! but with Capital Oneicon they did the same ,refunded the difference,and im taking them to court.and ive read people have been given their money before court date so its worth a try...

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!


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