Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
good luck sharkie if you need any help just give a shout
bos~ Data Protection Act sent ~ statements received ~ owed £1766.82 ~ prelim letter sent 30/08/2006 ~lba handed in 14/09/2006 bos Data Protection Act sent ~ statements received ~ owed £1217.86 ~ prelim letter sent 30/08/2006 ~lba handed in 14/09/2006
court date issued of the 17th november
27th oct full offer totalling everything including 8% interest court costs and £10 dpa sar..... one down next to go.
Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.
Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.
GE Money - Received settlement of £441, being total charges requested. No interest though.
CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!
EOS Solutions "ceased action on account" on behalf of a friend.
All in all, quite busy at the moment and enjoying every minute of it
Just about to start on the credit card side.
As soon as I sent my S.A.R. for Sainsbury's Visa (administered by Halifax) Halifax CC got nasty, now I have just got current account charges back they will not reply to letters.
Has anyone managed to get charges paid direct and not into account.
Sharkie
Sharkie - V - Woolwich = Won Sharkie - V - Sainsbury's Visa = Won Sharkie - V - HSBC = Won Sharkie - V - Halifax = Won
Our current account has had very little movement and has always remained in credit, however having supposedly cancelled all our direct debits with them at the end of 2006, they have allowed the AA to attempt to collect a subscription at the end of 2007 and susequently charged us for the process.
So Ding Ding.
Sharkie
Sharkie - V - Woolwich = Won Sharkie - V - Sainsbury's Visa = Won Sharkie - V - HSBC = Won Sharkie - V - Halifax = Won Sharkie - V - MBNA = Won
If this has been of any help, and or support click on the scales.
Sharkie v Halifax ***WON***
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