Thread: whizzkid001 v Swift Advances

I would not even bother trying to claim anything from Swift. As you can see on the Swift Forum no one yet has ever won anything and all solicitors seem unkeen to take them on.

That's the spirit Blackie.....!!!!!

That's where we get the "great" in Great Britain, fantastic attitude!!!

It may appear, that no one has won anything against swift.....I wouldn't be so defeatist just yet...who know's what's happening as we speak??

Originally Posted by blackie

I never give up, but having spent over £850.00 on solicitors trying to fight these animals, and not really getting anywhere, I am just concerned that others may fall in the same place. I'm lucky I have been able to cash in some of my pension to fund my Swift expriences and about to cash in OH in order to try and beat these fraudsters. Just don't want anyone to start something that could lead them into more debt. My every waking moment is spent on how to beat Swift. I am lobbying MP's, the Prime Minister, every letter I send I CC it to everyone and anyone I can think of who may help.

Hi Blackie,
Dont give up - there is a real weight of numbers of ripped off customers who are striving to bring this terrible company down, and sooner or later, we will make a difference.
What were the conclusions of your solicitor? why did they not get anywhere?

My solicitors seemed completely out of their depth. It was me who had done all the ground work and it seemed it was me speaking in court. I found it difficult to get them to understand that I was not in the arrears Swift stated because over half of it was in fact illegal charges. Swift also stated that my property was no longer worth what was on mortgage. Yet a year ago there was in excess of £100,000 equity. I also had a letter from Swift to my MP stating that they were content to let me just pay the normal monthly instalment and suspend the arrears for a time, but no one was listening. In the end the judge thank god decided to adjourn until 7th January 2010. My problem has been that each time I got Swift to court a different judge was taking the case, it will be a year in January since I started all this, each judge has a different opinion, so I don't know where to go next.

Swift have just sent me a statement of account belonging to another person, I doubt if this person would be very pleased, I have their address, names, and how much they owe. How embarassing. I wonder if I should contact them or Swift.

Originally Posted by blackie

Swift have just sent me a statement of account belonging to another person, I doubt if this person would be very pleased, I have their address, names, and how much they owe. How embarassing. I wonder if I should contact them or Swift.

What happened with this? Did you instigate any action? It would be good to find out. Thanks.

I have to be honest, the statement I received was also in arrears and these poor people were obviously struggling. So I just posted their statement to them.

Yes I see. No probs. I hate these Vipers. Every single loophole in the law, every single way to get more money from consumers, these ***** exploit. Problem is, as we all know, consumer law (and most other law) is an ass. Its should NOT take public outcry/action for things to be scrutinised, and even then, the outcome is usually in favour of the tossers flouting the law anyways. Makes me wonder if there isn't some kind of "outside interest" for the policy makers.

Originally Posted by blackie

I have to be honest, the statement I received was also in arrears and these poor people were obviously struggling. So I just posted their statement to them.

HI Blackie,

That was the right course of action to take by sending the statement to the people concerned.............the y should contact the ICO and make a serious complaint against Swift under the Seventh Principle of the DPA...... security of data.......AND Article 8 of the European Convention of Human Rights .....the right to privacy to home life and personal correspondence which is embedded in the DPA.

Taken from the legal guidance given by the ICO

“As I am required to do, I have sought to interpret the Act in the light of the provisions of the Human Rights Act 1998, which came into force on 2 October 2000. This will need to be kept under review.
The full effect of the Human Rights Act on our legal system, and on society as a whole, has yet to be felt. It is, however, clear that the role of information in our society makes it increasingly important to develop respect among data controllers for the private lives of individuals and to ensure good information handling practice.
The Human Rights Act, and in particular Articles 8 and 10 of the European Convention on Human Rights provide the legal framework within which interpretation of the Act, and the Data Protection Principles which underpin it, can be developed”.


sparkie

Can only agree with on this matter (sorry only just catching up on Swift after they passed my property to GMAC RFC who deliberately have undersold it.

The comment about courts is correct the H.M.C.S are more corrupt than people think, and swift in particular do approach judges outside of the court room. Believe you me I have the proof.

One instance an application was made and the judge in order to stop the application applied a totally irrelevant piece of legislation, claiming in this instance.
Clearly acting in a totally biased manner and giving no reasons for doing so, these judges, should learn to read there own rule books; and comply with the laws of the land.

Just one more comment on judges I seriously wonder how many of them have a financial interest in Swift and GMAC RFC since they certainly dont declare as they should.

The House of Lords judgement in Pinochet made this perfectly clear.
Might be an avenue to pursue.

I was going to give up on these sub slime lenders since I will know doubt end up Brupt.
But I am not there is a lot more to come as other caggers are not giving up, why should I.

After all these firms are little more then legalised loan sharks, and use deception and bribery to get what they want.
Sorry if this is strong but it needs to be said.