Thread: PJGODMAN V ABBEY 'Overdraft/Default' hassle' help

Guys,

Abbey have already written to me once before demanding their overdraft back, and I responded to them and Triton Square, explaining the account is in dispute.

I have received a letter today dated the 12th!!! demanding my cards and cheque books back within 7 days or they will take further action which will cost me £45 and threatened me with a default and a debt collection agency!

What shall I do?

PG

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ive had very simalar problems. my acccount is £900 OD i have sent a SAR asking for my data. received 12months and they promised to send me the rest. In the meantime they have transferred my account to DRMS (a collection agency) I spoke to them today and in all fairness to DRMS they were quite helpful. I agreed to pay back £50 per month.

obvoiusly it is not good that my account is now with them but once I get all my statments from them I am going to insist that when I make my claim that they remove any defaults as it is the charges that have caused it. the 12 months data that i have is for more than the £900 that i owe them.

If you ring the number on the letter, which I assume is from milton keyenes and try to arrange to make monthly payments to them,they may agree to that.

Im at aq stage, which needs to be submitted by the 27th March.

How do I get these people off my back, without them defaulting me, because Abbey clearly dont communicate between offices, I sent in a letter to Triton House at the same time as Milton Keynes stating the account is in dispute.

They owe me over £2700, I owe then £2500.

PG

It all seems very petty of them. It looks like they have taken the gloves off in retribution for taking them to court. Did you have a parachute account set up?

Yes, ve had an account with Nationwide for ages, never had any trouble with them

PG

I suspect this is their last snipe, as they have no other ammunition to hit people with.
I may be wrong but the Ombusman that appeared on Watchdog did say that banks indulging in this sort of behaviour were out of order.

Thanks Bankfodder, where will I find all the details on how to do this?

and also, will it cost anymore money? things are tight!! £100 for the aq not sure I can afford much more

PG