Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

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Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Talking Sea-sidelady V neices barclaycard. **WON**

    Hi every one.

    Well my neice has me now chasing her barclay card. Along with plenty of others.

    These look to be the worst for messing people around.

    Up to now.....

    Send SARicon on 21 Feb.
    Yesterday she recieved some statements with the letter i see most people get about the micro film.

    So im assuming they have until 2nd April to send the rest, otherwise the lbaicon gets sent.

    They prob thought they had a good way of getting around all the pay outs...!
    They dont stand a chance against this site.....

    I will keep this thread updated when ever i hear any more.

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  2. #2
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    Default Re: Sea-sidelady V neices barclaycard.

    Give them hell sea-sidelady!

    MBNA: Paid
    Co-Op: Paid
    Lloyds Tsb:Data Protection Act sent 14th June Still waiting. Started again
    Abbey National: Paid
    Barclaycard:Prelim £1920 14th Sept MCOL 17/10/06 £2346 Court date 13th March Offered £600 and rejected. Then offered £1,600 rejected. Paid in full £2,705.02.
    Capital One: Paid
    Cahoot: Paid
    Accord Mortgages: Prelim £9,750 LBA 6/10/06
    MCOL 21/10/06 £10, 520.65 Withdrawn and waiting for better times
    Mother in law Nat West: Paid
    Wife's Nat West MCOL issued 26/03/07

    Rise, like lions after slumber
    In unvanquishable number!
    Shake your chains to earth like dew
    Which in sleep had fallen on you:
    Ye are many - they are few!

    (P. B. Shelley, 'The Masque of Anarchy', 1819)



  3. #3
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    Default Re: Sea-sidelady V neices barclaycard.

    Cheers Paul. Will do...

    I am just off to have a read of your thread.

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  4. #4
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    Default Re: Sea-sidelady V neices barclaycard.

    Looking forward to another successful outcome. Good job we are not novices any longer as yes, barclaycard can be a little tricky but we know there is such good advice on this site don't we. This is probably teaching my grandmother how to suck eggs but did you realise the limitations act does not apply to credid cards? I found this information illuminating. Talk to you soon, Sally

    If my advice has been helpful tip the scales

    West brom SETTLED

    Halifax current SETTLED IN FULL

    halifax curent (2nd) stayed. Visa - SETTLED
    2nd visa LBA sent
    halifax for the 3rd time. LBA sent

    Egg - SETTLED GE Money - SETTLED Barclaycard SETTLED twice

    Sainsbury's - Awaiting court date

    Co-op cc SETTLED IN FULL 2nd claim. Settled in full


    National Westminster Settled in full. 2nd claim. N1 submitted


    HFC bank SETTLED. HFC 2nd claim - lba sent 21/10/08 Time Retail N1 filed Argos settled in full Creation - SETTLED IN FULL


  5. #5
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    Default Re: Sea-sidelady V neices barclaycard.

    Hiya sally,

    I must admit i havnt really read up much on credit cards, so im not as up to date as you.
    I shall have to start reading.....!
    I see your going after haliprats again. How many have you got on the go at the moment??

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  6. #6
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    Default Re: Sea-sidelady V neices barclaycard.

    Hi
    I am at court stage with Barclaysicon on my cards and they have failed to respond to the directions by the court, the deadline was on Friday, so I will leave it till Tuesday and call the courts, if nothing has been received by them I will ask the courts to stike out their defence and grant a judgement against them. The Judges Directions were very clear and precise what he wanted to see a Breakdown of their charges and proof, as to what they were going to rely on in court. What I do not understand is why they have not settled knowing what they had to do and knowing the Judge was going to give the Judgement if they did not. I cannot wait to get the bailiffsicon in now, they have dragged this out long enough. I will also ask the courts to allow costs for preparation of the bundle which took many hours.

    So be patient, and stick to your timetable, do not give them an inch as they will take a mile and it is a good idea to read as many threads as you can.

    Regards
    DS


  7. #7
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    Default Re: Sea-sidelady V neices barclaycard.

    but did you realise the limitations act does not apply to credit cards?


    I am probably asking a stupid question here, but could you explain the above comments. I have sent off my tenner and am awaiting my statements at the moment, just trying to stay as informed as possible !!! Thank you


    14.3.07 £10 cheque and request for Statements from Abbeyicon National Current Account
    19.3.07 £10 cheque and request for Statements from Barclaycard
    19.3.07 £10 cheque and request for Statements from Abbey National/MBNAicon Credit Card

    20.3.07 1st Letter to Nat West requesting removal of 3 unpaid D/D Fees
    24.3.07 Nat West responded, requesting chq book & card returned (dont have a cheque book)

    I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard
    Abbey National still to go.... what will I do with my spare time?

  8. #8
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    Default Re: Sea-sidelady V neices barclaycard.

    With credit cards they are supposed to send you all data from the time you signed up with them. This might not be possible if you want to go back 20 years I suppose, but Tanzarelli complained to Barclaycard and obtained 10 years worth of data. In my case, this is theory at the moment but I will read Tanz's thread to see how he managed it.

    Sea-sidelady. At the moment I have an aqicon to send back for NatWest, lbaicon to post for co-op, having threatened Sainsbury's and Halifax with non-compliance letters I will get data by Easter. Egg are proving tiresome with 40 days running out soon and 40 days have not yet expired for another credit card. And I have a query for a colleague which I will post on Halifax. You appear to have a few ongoing looking at your signatureicon. For goodness don't ask about the garden - and last night my 2nd cat named Cinnamon gave birth to 5 kittens in my bedroom!!! She was supposed to be neutered too. We will probably keep one and I shall ask the vet to help me find good homes for the others. The are all white/ginger like mum.

    I am organising a motorbike rally for whitsun in North Wales too.......... Never a dull moment or what? Have you got a new car yet? I must look for myself and the council will lend me the money at a low rate of interesticon because I need a reliable car to do my job.

    If my advice has been helpful tip the scales

    West brom SETTLED

    Halifax current SETTLED IN FULL

    halifax curent (2nd) stayed. Visa - SETTLED
    2nd visa LBA sent
    halifax for the 3rd time. LBA sent

    Egg - SETTLED GE Money - SETTLED Barclaycard SETTLED twice

    Sainsbury's - Awaiting court date

    Co-op cc SETTLED IN FULL 2nd claim. Settled in full


    National Westminster Settled in full. 2nd claim. N1 submitted


    HFC bank SETTLED. HFC 2nd claim - lba sent 21/10/08 Time Retail N1 filed Argos settled in full Creation - SETTLED IN FULL


  9. #9
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    Default Re: Sea-sidelady V neices barclaycard.

    How do you even find time to even come on here...!!

    I thought i was always on the go.

    Little kitties...awww bless. I was adopted by a huge ginger tom, and im sure he has plenty of llittle kitties around. Not any more though...;-)

    I have recently bought a puppy westie. Now that is just the most adorable thing i have ever seen. She already has me just where she wants me.

    No car yet, i cant find one i like. When i was asked what sort i want i gave a total girl answer........." a black one "

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  10. #10
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    Default Re: Sea-sidelady V neices barclaycard.

    Have you ever worked for the civil service, post office BT or perhaps one of your parents did? I did so I joined the CSMA (find them on-line) and they sell good warranted cars, new and 2nd hand. I've mentioned them before - whitemead where we are going this summer. I'm not a fan of small dogs but westies are tough, down to earth dogs. A REAL DOG

    If my advice has been helpful tip the scales

    West brom SETTLED

    Halifax current SETTLED IN FULL

    halifax curent (2nd) stayed. Visa - SETTLED
    2nd visa LBA sent
    halifax for the 3rd time. LBA sent

    Egg - SETTLED GE Money - SETTLED Barclaycard SETTLED twice

    Sainsbury's - Awaiting court date

    Co-op cc SETTLED IN FULL 2nd claim. Settled in full


    National Westminster Settled in full. 2nd claim. N1 submitted


    HFC bank SETTLED. HFC 2nd claim - lba sent 21/10/08 Time Retail N1 filed Argos settled in full Creation - SETTLED IN FULL


  11. #11
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    Default Re: Sea-sidelady V neices barclaycard.

    No i have never worked at any of those. Nor any one i know.

    I am looking on ebayicon at the moment. But im just a bit wary as its a lot of money and no come back.

    And you are right about westies. A massive dog with a massive attitude in a small body.

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  12. #12
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    Default Re: Sea-sidelady V neices barclaycard.

    Ok, the 40 days are up tomorrow, so if no post arrives the non compliance is ready to go.

    I will have to read some more of the threads to see how long they take with this.

    They neednt think im going to sit back and wait. I have just reread the letter they sent with the first few statements, and they put they will send the rest within the next 6 weeks or so...!!!

    I never noticed the "or so" before. Oh i dont think so .....

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  13. #13
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    Default Re: Sea-sidelady V neices barclaycard.

    If they can't cope with the volume they should employ more staff......... Just take it easy, the weather's grand and it's not worth getting your knickers in a twist as they do seem to take their time sending the data out. They responded to me within a week of receiving non-compliance letter so I wish you well. Sally

    If my advice has been helpful tip the scales

    West brom SETTLED

    Halifax current SETTLED IN FULL

    halifax curent (2nd) stayed. Visa - SETTLED
    2nd visa LBA sent
    halifax for the 3rd time. LBA sent

    Egg - SETTLED GE Money - SETTLED Barclaycard SETTLED twice

    Sainsbury's - Awaiting court date

    Co-op cc SETTLED IN FULL 2nd claim. Settled in full


    National Westminster Settled in full. 2nd claim. N1 submitted


    HFC bank SETTLED. HFC 2nd claim - lba sent 21/10/08 Time Retail N1 filed Argos settled in full Creation - SETTLED IN FULL


  14. #14
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    Default Re: Sea-sidelady V neices barclaycard.

    Well still no statements.
    But iam going to wait until monday before i send the noncompliance.

    Only because i have alot going on ( new windows getting fitted today cheers halipats..!)
    And my com has been playing up, so into the shop it goes. I will get withdrawl i think. lol

    So monday it is. In fact, i will send it saturday, so they get it monday.

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  15. #15
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    Default Re: Sea-sidelady V neices barclaycard.

    Wondered why it was all quiet from you. My non-compliance worked some months ago. Info arrived precisely 7 days later. Hope it is so for you.

    Did you manage to find a car?

    If my advice has been helpful tip the scales

    West brom SETTLED

    Halifax current SETTLED IN FULL

    halifax curent (2nd) stayed. Visa - SETTLED
    2nd visa LBA sent
    halifax for the 3rd time. LBA sent

    Egg - SETTLED GE Money - SETTLED Barclaycard SETTLED twice

    Sainsbury's - Awaiting court date

    Co-op cc SETTLED IN FULL 2nd claim. Settled in full


    National Westminster Settled in full. 2nd claim. N1 submitted


    HFC bank SETTLED. HFC 2nd claim - lba sent 21/10/08 Time Retail N1 filed Argos settled in full Creation - SETTLED IN FULL


  16. #16
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    Default Re: Sea-sidelady V neices barclaycard.

    Hi sea-sidelady and sallysas, thought I had better come along and join this thread. Recently sent SARicon off to barclaycard for hubby so I will be watching carefully. Now whats on your shopping list, dogs, cats, double glazing and perhaps a new car lol


  17. #17
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    Default Re: Sea-sidelady V neices barclaycard.

    This lot are definately tricky after Halifaxicon but then they all have their little piccadilloes and different ways of trying to make us feel wrong don't they? I spent my halifax win on making a donationicon to this site, throwing some at my debts and got a metro 1.1 which will do me for at least 12 months. Kittens are just over 3 weeks old and are doing fine. Shame I can't keep them all but 6 cats? Am I mental? Have you started a barclaycard thread yet? With interesticon rates due to rise I am considering waiting to see what the new rate will be. All the best, Sally

    If my advice has been helpful tip the scales

    West brom SETTLED

    Halifax current SETTLED IN FULL

    halifax curent (2nd) stayed. Visa - SETTLED
    2nd visa LBA sent
    halifax for the 3rd time. LBA sent

    Egg - SETTLED GE Money - SETTLED Barclaycard SETTLED twice

    Sainsbury's - Awaiting court date

    Co-op cc SETTLED IN FULL 2nd claim. Settled in full


    National Westminster Settled in full. 2nd claim. N1 submitted


    HFC bank SETTLED. HFC 2nd claim - lba sent 21/10/08 Time Retail N1 filed Argos settled in full Creation - SETTLED IN FULL


  18. #18
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    Default Re: Sea-sidelady V neices barclaycard.

    I have got all them now. Still no black car though. he he.

    I got an offer for a new card the other day and for the first time i was tempted, because i know if i get in a mess i can claim it back lol.

    Well i sent my non compliance on saturday, so they have till next monday, then i will file my N1, these are buggers at giving statements.
    Glad to see you here Doo. You seem to be everywhere...!!

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  19. #19
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    Default Re: Sea-sidelady V neices barclaycard.

    Hi sea-sidelady and sallysass -- you've both been of great help to me in the past so thought I'd post and wish you both good luck with Barclaycard -

    Guess what .... I've just started a Barclaycard thread too. My husband had two of them quite a few years ago, so thought I'd start with a SARicon.

    We'll be looking at, if possible, claiming from 1994 - 2000.

    Do you know of anyone who's claimed back over the 6 yearsicon on Barclaycard??

    Dogs, cats, double glazing, cars ........ and a cuddly toy!!!!

    Best wishes all.

    jaxads

    Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.
    Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.
    GE Money - Received settlement of £441, being total charges requested. No interest though.
    CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!
    EOS Solutions "ceased action on account" on behalf of a friend.

    All in all, quite busy at the moment and enjoying every minute of it





  20. #20
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    Default Re: Sea-sidelady V neices barclaycard.

    Hiya Jax,

    I havnt seen you around for ages. Nice to see you...

    These lot seem the worst up to now i have dealt with, but hey ho, that wont stop us!!
    I havnt read anyone going back but im sure there are plenty. I will have a look for you. I am going to find your thread now so i can see how you get on.

    HOW TO...DUMMIES GUIDE TO CAG...Read here
    STEP BY STEP GUIDE...Read here
    F&Q's... Read here
    EVERYTHING YOU NEED THE A~Z GUIDE...Read here

    Go to our Cag Toolbar Download page here

    Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

    Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .


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