Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
£16 I believe, although not had any charges for a long time and 19.9% interest rate. I tried to find why I can't have the "usual" 14.9% but couldn't get a decent answer.
EDIT
Just noticed this is a VERY old thread, so I guess info no longer required.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
My account has been closed also. Any ideas on how i should deal with it. Should i allow the direct debit to continue or should i send a cheque once a month as i no longer can use the account.
£16 I believe, although not had any charges for a long time and 19.9% interest rate. I tried to find why I can't have the "usual" 14.9% but couldn't get a decent answer.
EDIT
Just noticed this is a VERY old thread, so I guess info no longer required.
A 5% interest hike to celebrate Egg's withdrawal of credit card service! :o
This was before they withdrew the service (although I haven't been affected by this). What I mean is that the website claimed a typical rate of 14.9% when mine was put up from 18.9% to 19.9%. When I first got the card years ago it was something like 9.9% that I was charged.
I only actually use it now when I get the 0% anniversary offer for 5 months, and then transfer it back to a cheaper card when the 0% runs out.
As debts go down though I might not bother with them at all.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
EGG customers - what do they charge you?
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Originally Posted by Gismocat
