Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Please help The Consumer Action Group - Spread our link
Due to a serious cash shortage we have had to cancel our Google adwords campaign.
We are doing very badly in the Google rankings. If you search on "Bank charges" at least the first two pages of hits belong to the banks' own sites.
Are you happy with this?
Many of the websites which link to us are linking to the forum. However to move up the Google ladder, they need to link to our home page at www.consumeractiongroup.c o.uk
If you have a website, it would be helpful to use the following code for your link:-
<a href="http://www.consumeractiongroup.c o.uk"><b><font color="#FF0000" face="Verdana, Arial, Helvetica, sans-serif">The Consumer Action Group</font></b></a> - <font color="#FF9900" face="Verdana, Arial, Helvetica, sans-serif">Reclaim your Right as a consumer and reclaim your unfair bank charges! Free site with letter templates and helpful forum.</font>
Even if you change the text, please keep the words "bank charges" in it.
If you know a website which links to our forum or doesn't link at all, please could you contact the webmaster and suggest that they could link using the above code.
Finally, you can help spread the message by including the following message in your signature:-
Do you have a website? Add the following code to add a link to The Consumer Action Group:
<a href="http://www.consumeractiongroup.c o.uk"><b><font color="#FF0000" face="Verdana, Arial, Helvetica, sans-serif">The Consumer Action Group</font></b></a> - <font color="#FF9900" face="Verdana, Arial, Helvetica, sans-serif">Reclaim your Right as a consumer and reclaim your unfair bank charges! Free site with letter templates and helpful forum.</font>
Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential. Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Wow Tosh - I don't mean to be rude but I would never have dreamt that there was a window cleaning forum!
Vinegar and newspaper - that's my tip!
Sorry for going off the very important topic BF but I couldn't resist.
No problem; we're thick as planks us window cleaners; so I understand where you're comming from! Obviously us window cleaners can't be computer literate and participate in an on-line 'forum', because that uses 'words; spelling and stuff'.
You'd be surprised at what successful window cleaners earn.
Now stop being stupid and get on with the forum at hand.
Re: Please help The Consumer Action Group - Spread our link
I just Googled bank charges to see how the site is doing there now. No sign of it, but Motley Fool was about second down so I clicked on there. There was an article by this guy who was passing on his "experiences". He did have several links to CAG which was good, and freely admitted to "adapting" some of the templates here.
All good you may think.
I was not impressed.
1. His DPA letter (drafted himself) made no mention of paying the £10 fee, and did not ask for information on manual interventions.
2. 18 days after his first article he writes another and apparently he has had so many emails in response to the first that he hasn't had time to buy a stamp for his adapted letter to the bank yet.
I am sure there were other things wrong too but I am no expert.
Luckily he has had time to solve the tricky issue of calculating interest on claims so we can all rest easy in our beds now.
I hope that CAG doesn't get its reputation tarnished by this kind of jumping on the band wagon.
Apparently his mum is a lawyer so he gets all his legal advice from her. Bless him.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Edit: Nuts, trying to find a way to post it without it actually appearing 'as is'. Contains a transparent logo with the forum image and website address, and a text-link underneath to the forums.
Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
Re: Please help The Consumer Action Group - Spread our link
The biggest advice sector umbrella organisation- AdviceUK -will feature the link in their next Update with short summary on reclaiming unfair penalty charges. This goes to many hundreds of large and small advice providers.
Re: Please help The Consumer Action Group - Spread our link
I will be more than happy to include a link on my site but there are other ways that you could get useful incoming links to your site like submitting money articles to one of the many article directories such as www.articlecity.com and www.goarticles.com etc.
These sites are incredibly popular and will be used by 1000's of online publishers...each one of them containing your link. They also have a very high pr ranking as well.
Also, although you can't afford to use Adwords would it not be worth your while to install Adsense ads? I don't think I have seen any on the site, although they might be well hidden.
I will be giving you a donation as this site is an essential tool in beating the banks.
If I can lend any of my skills in any way please don't hesitate to give me a shout.
Re: Please help The Consumer Action Group - Spread our link
I haven't got a website, but as a branch commitee member and trade group delegate of the T&GWU, I passed your site on to our commitee.We thinking about to print it in our next infos to our members across the UK.
Its the best I can do for this fantastic forum. At least we got some thousand members!