Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
send a copy of the N1 claim form to Halifax and tell them that "I am about to file the court claim, pay me now, or I will file it immediately?!?!?"
Basically....the deadline day for pursuing court action was today but I don't have the £120 to pay the court fees. Is the above idea any good, I have tlready told them that I would pursue a court claim without further notice, so am I just going to have to wait?
It's a little frustrating because they have already offered me around 66 % of my total claim and I have declined...I want the full amount NOW!!!
My friend thinks I should phone them up and negotiate a deal - I'm not totally sure about that particular suggestion?
What are people's thoughts? I don't get paid until the end of the month.
12.01.07 SAR sent
08.02.07 Statements received [28 Days]
14.02.07 Prelim letter for £1789.85 sent [32 days]
23.02.07 Stalling letter for Bank Accounts received [41 days]
24.02.07 £400 offer for Credit Card received [42 days]
26.02.07 Credit Card Rejection letter sent [44 days]
28.02.07 LBA sent [46 days]
10.03.07 £784 offer for Bank Accounts received [56 days]
14.03.07 Bank Accounts Rejection letter sent [60 days]
-Hiatus-
26.04.07 £900 offer for Bank Accounts accepted over phone and paid into account [103 days]
-Hiatus-
25.07.07 Court Claim filed against Credit Card for a total of £999.53 (inc s69 8 % interest) [193 days]
You can send it but all it really says to them is you're not prepared to actually go to court yet so they don't need to worry too much. You might strike lucky and get an early full offer but don't bet on it.
Is it a good idea to....
and tell them that "I am about to file the court claim, pay me now, or I will file it immediately?!?!?"
!!!
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