Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi!!!
Ok well Lloyds haven't been bothered to reply to my lba letter so now i need some help!!!!!!!!!
I need to start court proceedings but frankly it really confuses me!! i don't really understand what a pro forma text is and why i need it?!!!! i know this probably sounds very daft to people but i'm not very clued up you see.
So i know i need to issue a court claim on the website but thats when i start to get confused. Do i need to add certain tempaltes to it when i go online to do it as that is what is says on the step by step guide???
Re: how to start court proceedings against Lloyds Tsb
Right. This is the bit you must understand as if it goes wrong your claim will go nowhere.
If you've used the site letter templates you'll find the templates for court claims are very similar but you must be very careful with how you edit them. The language used in your claim needs to be very exact or at least things can be delayed or at worst your claim will fail.
If using the online service you need to use the template here. There's a space limit on the online service so don't be tempted to do modify anything other than completing the bits in red.
I would re-read the sections on claiming then if you're unsure post here saying what you think you need to, that way people can check you're going about it properly.
Re: how to start court proceedings against Lloyds Tsb
Hi there - be sure to read the FAQs a hundred times! I have just filed my claim against Lloyds using the N1 form which can be downloaded from the "External Links" section - it gives you much more room to include your POC (particulars of claim) rather than MCOL. Please take your time, because as the other poster said if you get even the smallest detail wrong, you can jeopardise your case. If you are not yet confident enough to tackle this, wait until you are! Read all the success cases so that you familiarise yourself with each process. Good luck and shout when you need help- Debs