Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My husband has raised his court action against BOS however he received an offer for just over half the amount claimed for which he rejected. Following some threads on here I advised him to call the number on the offer letter and basically the bank said they will refund all the bank charges. However he's raised a court action so am I right in thinking he should press them for the interest + expenses as well? The first calling of the case is next week - the bank haven't lodged a defence yet.
Also if it settles prior to the court case will he still need to go to court to have the case formally dropped, or will it still rumble on and allow decree to be granted against the bank anyway?
yes as u r entitled to 8% statutory interest plus any additonal court costs ,phone calls,time,lost pay etc..
its well worth it as u will at least get your courts fees back as well.
My first Summary Cause against BOS had a court return date of the 13th march. I phoned Edinburgh Sheriff Court this morning and BOS had not responded to my summons. I shall go into court tomorrow to minute my decree, the clerk said I would also get the interest plus court costs.
Regards.
Scott.
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