Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have worked out that Barclaycard have charged me 120.00 in charges, could someone please tell me how to work out the interest they have also charged me. My statements say all different amounts of interest and there is a Purchase Annual Rate, Cash Annual Rate and Next Month's estimated Interest?????
Please Help,
Juicy
Nationwide DPA sent 18/04/06 - 1st response 24/04/06 - prelim sent for 3870.50 22/5/06 deadline for Response 5/6/06 HSBC prelim sent 26/04/06 for 846.00 - reply received 08/05/06 - lba Sent 09/05/06- deadline for response 23/05/06 Bank A/C credited 23/5/06!!! Egg DPA sent 03/05/06, 1st response 9/5/06 Barclaycard DPA sent 03/05/06 1st response 18/5/06 GOLDFISH DPA sent 15/05/06 deadline for response 24/06/06 Monument Prelim sent 15/05/06, 1st response
You could always include the lot (if they are associated with fees) and then wait for the bank to let you know what the precise figure is!
Doubt they will bother....
..
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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
Today I received my statements but only going back to May 2004.
The letter was from Rachael Shiels and said:
statements that are prior to this date are not held on a computer or a structured relevant filing system and therefore, they do not fall under the Data Protection Act 1998. They can be obtained from out Customer Service Dept at a cost of 3.00 per statement.
If the information is not held in a relevent filing system, then how the hell do they manage to sell you statments at 3 quid a shot.
It's utter rubbish. Report them to the IC.
I phoned them and said, you have one day left and then I'm going to take county court action against you for non-complience with the DPA AND report you to the IC.
The full 6 years turned up on my doorstep the very next day.
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New Claim With Barclaycard!!
they have also charged me. My statements say all different amounts of interest and there is a Purchase Annual Rate, Cash Annual Rate and Next Month's estimated Interest?????
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Re: New Claim With Barclaycard!!
