Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Submitted claim to rbos for £7,700 they offered £7,200 in the same post as a court claim being submitted - accepted their offer but have found out today that they have used all the money to pay off my overdraft and existing loan with them as in their words "it was not my money" - did originally ask for cheque told unable to have that it would have to be paid into my account as was still open - said that I had sent letter shutting account but that was not received this account was deemed active - no want to know what to do for the best - do I pursue them through courts for interest (court claim was for £11,500) or do I just lick my wounds and retreat?
If you accepted the payment they made as 'Full and final settlement of my complaint' then I'm not sure if you can go back for another bite of the cherry....
On the issue of the bank using the money to pay off outstanding debts...I can see where people's tendancy to start spending their payouts before they get them (guilty as charged myself) might leave them feeling sore when the bank grabs it back, but consider this - You are overdraft free and no longer have to make repayment on that loan for the next xx years.
Rbos - What To Do
and existing loan with them as in their words "it was not my money" - did originally ask for cheque told unable to have that it would have to be paid into my account as was still open - said that I had sent letter shutting account but that was not received this account was deemed active - no want to know what to do for the best - do I pursue them through courts for interest (court claim was for £11,500) or do I just lick my wounds and retreat?
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Re: Rbos - What To Do
