Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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London
NW11 7PE



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  1. #1
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    Default missjoy V barclaycard - still no "microfiche" statements! HELP!

    Hi guys! I first sent my DPA request to Barclaycard on the 15th September 06!!

    I have received statements from May 04 as the rest they say are "held on microfiche". I have started a claim for charges from statements which i have from May 04.

    Court was ongoing when Barclaycard offered me £390 at the end of Jan 07. I rejected this and also told them to send me statements prior to May 04. They sent me a letter on the 6th Feb saying they were disappointed i had rejected their offer etc etc and they had arranged to get the statements which they claim had been held on microfiche sent out. "Great" i thought! So i waited & waited & still no statements. On the 28th Feb I sent them a letter giving them 7 days to produce the microfiche statements! (as my original DPA request was on 15th Sept 06)!

    Now on the 13th March I still havent had any microfiche statements - what will i do???

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    Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.

    Franklin D. Roosevelt





  2. #2
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    Default Re: missjoy V barclaycard - still no "microfiche" statements! HELP!

    Complain to the ICO


    Once you have their reply look at court action to force compliance

    omnia praesumuntur legitime facta donec probetur in contrarium


    Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

  3. #3
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    Default Re: missjoy V barclaycard - still no "microfiche" statements! HELP!

    Cheers m8! How do i go about complaining to the ICo, is it easy enough

    Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.

    Franklin D. Roosevelt





  4. #4
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    Default Re: missjoy V barclaycard - still no "microfiche" statements! HELP!

    Write to:

    Information Commissioner's Office
    Wycliffe House
    Water Lane
    Wilmslow
    Cheshire
    SK9 5AF

    Include copies of all correspondence with Barclaysharks. Do you have a court date yet?

    MBNA: Paid
    Co-Op: Paid
    Lloyds Tsb:Data Protection Act sent 14th June Still waiting. Started again
    Abbey National: Paid
    Barclaycard:Prelim £1920 14th Sept MCOL 17/10/06 £2346 Court date 13th March Offered £600 and rejected. Then offered £1,600 rejected. Paid in full £2,705.02.
    Capital One: Paid
    Cahoot: Paid
    Accord Mortgages: Prelim £9,750 LBA 6/10/06
    MCOL 21/10/06 £10, 520.65 Withdrawn and waiting for better times
    Mother in law Nat West: Paid
    Wife's Nat West MCOL issued 26/03/07

    Rise, like lions after slumber
    In unvanquishable number!
    Shake your chains to earth like dew
    Which in sleep had fallen on you:
    Ye are many - they are few!

    (P. B. Shelley, 'The Masque of Anarchy', 1819)



  5. #5
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    Default Re: missjoy V barclaycard - still no "microfiche" statements! HELP!

    Yes mate, court date for the 6th of April, is there a template anywhere that i can send to the ICO, im useless to say the least at typing letters

    Thanks for your help btw

    EDIT: "Barclaysharks" lol, i like that, must use that from now on lol

    Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.

    Franklin D. Roosevelt





  6. #6
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    Default Re: missjoy V barclaycard - still no "microfiche" statements! HELP!

    See the word doc here -

    Data Protection Complaints – Information Commissioner’s Office (ICO)

    You download, fill in and then submit it whilst uploading any letters you have sent to BC/received from them (assuming you can scan their letters) - if not, the option is there to post and use photocopies

    In the main box I would enter something like:


    Dear Sir/Madam,

    on DD/MM/YYYY I submitted a formal request for information (Subject access requesticon) in relation to my Barclaycard account to Barclaycard's Data Protection Officer under the Data Protection Act 1998 (copy attached).

    This resulted in the following communication from them

    (LIST GENERAL CONTENT OF DOCUMENTS AND DATES RECEIVED)

    Thus far, they have failed to correctly respond in that they have only supplied me with data back to May 2004, rather than my entire history (the account was opened MM/YYYY).

    I would be grateful if you would investigate this matter and advise me of any appropriate action.

    Yours faithfully

    Mr/Mrs X


    Cheers

    NcF





    If this helps, please click the scales bottom right and tell me!

    omnia praesumuntur legitime facta donec probetur in contrarium


    Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

  7. #7
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    Default Re: missjoy V barclaycard - still no "microfiche" statements! HELP!

    Cheers ncf355 m8! Will get this done tonight, i have a scanner to, so thats sorted

    Thanks very very much for your help. Will keep you posted Any ideas how long they take to get back to me?? Youre a star

    p.s. scales are clicked!

    Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.

    Franklin D. Roosevelt





  8. #8
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    Default Re: missjoy V barclaycard - still no "microfiche" statements! HELP!

    Thanks for that!

    It was about a week in my case, theyve got a lot on

    NcF

    omnia praesumuntur legitime facta donec probetur in contrarium


    Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional


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