Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi All . Sending My lba Out Tomorrow,it Seems Reading Through The RBS Forum That They Are Settling After They Receive This Letter. Hope Not As I Am Looking Forward To Them Putting Up A Fight( Like Lloyd's Did) Well Less Of A Fight More Of A Whimper!!
I Didn't Bother Adding interest To My Lloyd's Claim,but Wish To Do With Rbs,but Looking At The Spread Sheets It Looks A Bit Complicated. Cant I Just Add 8% Onto My Total Figure?
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
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- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
Hang on! Sorry to contest DX, but IMO you can't just add interest to your lba "if you wish" because that can invalidate you claim if you then reach court. 8% interest can and should only be added if you reach court.
If Mollie has already sent out a prelim without interest, she can't just add it on if she wishes! RBS could allow this to go to court and request a strike out on the grounds that Mollie doesn't know what she is doing?!?
Mollie, if you are adding 8% on the grounds that you are going to miss out because you think RBS are going to settle before you reach court, I would strongly suggest you reconsider. You should have done this at prelim stage and claim contractual interest @ 29.7% (or whatever RBS' rate is) and gone down that line, you can't just simply add 8% to your claim without any reason for doing so.
If my post has been useful, tip my scales and let me know
Not sure if that is what you were getting at first time round. If it was though, then sorry for the fuss! I did take it as you were asking if you could add 8% to your lba....
If my post has been useful, tip my scales and let me know
Mollie, if you want help in sorting the interest out on the spreadsheet, then just say. It is straightforward enough and as DX says the spreadsheets pretty much do it for you.
If my post has been useful, tip my scales and let me know
Hi All
Just Received A Letter From RBS Saying They Have Reviewed My Case And Are Offering A goodwill gesture Of The Full Amount That They Owe. They Have Inclosed A Sheet For Me To Return ,accepting This Full and final Settlement. I Want To Accept This Offer As It Is For The Full Amount, But Am Weary Of Returning This Sheet, Who's To Know That The Monies Might Not Ever Show In My Account!! I Have Checked The templates library But Cant Find Anything To Help . Thanks Mm
HI all. Guess what, I wonnnnnnnnnnnnnnnnn. thanks to you all at CAG. But theres more,RBS sent me a cheque for 1k the full amount,then credited my bank account with 1k also . Nice to know these guys are on the ball. I have put the one payment into a savings account in case they realise there mistake!! but they will have to fight to get it back!!!!he he.
Mollie Moleskin V Rbs
Out Tomorrow,it Seems Reading Through The RBS
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Re: Mollie Moleskin V Rbs
