Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    jjandbump Novitiate

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    Default More charges can i send them a revised figure befor court action

    i have sent all the letters off with figures up until the 21st Feb 2007. This totalled over £1600.00. But i am overdrawn as a result of a lot of charges, i said i would pay them £10.00 per week towards this overdrawn balance to clear it. But since feb they have added £94.00 and £84.00 in charges based on £3.00 per day. They are aware of this installments being paid and even sent me a statement that means they are getting them.

    Can i write to them saying that although my time scales have not changed the fees they have placed on to the account as a direct result of charges taking me over drawn have been added to the balance.
    (sending them a new spread sheet also???)

    Or can this not be done, they have made offers but only just enought to clear the overdrafticon of £500.00, i dont see why i should take it.

    I have another week on monday coming until i can file on MCOL, but if i can send this revised figure i want to do it before i file this amount.

    Please reply ASAP. As need to get it in post

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  2. #2
    Mumofthreeboys
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    Default Re: More charges can i send them a revised figure befor court action

    You can add further charges to your claim right up until the time of filing your claim.


  3. #3
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    Default Re: More charges can i send them a revised figure befor court action

    And if they add any charges after your claim is filed, then just add them into your spreadsheet and claim them when Barclaysicon offer a settlement, which they will do prior to the hearing date

    Preliminary Letter sent to Woolwich 05/06
    LBA sent 19/06
    Court claim filed 04/07 : Total £824.75
    Acknowledgement of Service 27/07
    Defence received 08/08
    AQ filed 11/08
    Barclays AQ filed 05/09
    Hearing date 20/12
    SETTLED IN FULL £840.49: 14/12/06

  4. #4
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    Default Re: More charges can i send them a revised figure befor court action

    Please be aware if you have charges after filing at court they may settle for the new amount but if they offer what you claimed when you filed at court, you need to accept that then start a 2nd claim for the other charges.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE