Thread: Asset Link/FNB

I have an CCJ and default off these for some double glazing i refused to pay for,its been a few years ago...
I decided to take up Experians kind offer of 30 days free credit report(going to cancel before the 30 days are up),i thought while i do one for i'll get the wife one as well...to my shock Asset link/FNB have defaulted her..
The loan was taken out in my name only and i was wondering is it legal for these to default my wife when her name is not on the loan or the CCJ...
This default as been on the wifes report for nearly 6 years..
In fact the only thing the wife does is pay it by debit card cause i can't have one...
thx in advance for any replies

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Originally Posted by adelaidebull

I have an CCJ and default off these for some double glazing i refused to pay for,its been a few years ago...
I decided to take up Experians kind offer of 30 days free credit report(going to cancel before the 30 days are up),i thought while i do one for i'll get the wife one as well...to my shock Asset link/FNB have defaulted her..
The loan was taken out in my name only and i was wondering is it legal for these to default my wife when her name is not on the loan or the CCJ...
This default as been on the wifes report for nearly 6 years..
In fact the only thing the wife does is pay it by debit card cause i can't have one...
thx in advance for any replies

they cannot default her, the debt has nothing to do with her. get on to the ICO.