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I'm still waiting for my statement / charges. However, I did not request them via the normal SAR letter. I requested it over the telephone and received a case number. I received a letter advising me that they will respond to complaint by 4th April (which is within the 40 days that my letter would have given).
Q - Has anyone else start the ball rolling via phone rather than written SAR?
BTW - I had the SAR letter all typed up and in an envelope with a cheque before I decided to give them a call...
If you haven't sent the SAR then it won't be treated as one, therefore you cannot count 40 days. I would send the SAR without delay, otherwise you could be waiting a very long time.
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)
If you haven't sent the SAR then it won't be treated as one, therefore you cannot count 40 days. I would send the SAR without delay, otherwise you could be waiting a very long time.
A couple of questions on the "new strategy" on aq circa Dec 06:
1. Generally are judges accepting this prompt and giving these directions?
2. Has this led to banks throwing in the towel within 28 day limit set for them?
I read the first 3 pages of the AQ thread but not all of the 25 pages.
7th March - I requested charges over last 6 years over the phone
8th March - Received standard letter from Cust Rel saying would receive by 4th April.
13 March - Received list of charges six years - Total over £7,000!
I expected to see note that they would come back to me in 8 weeks with an offer OR an offer now for £1000 max.
However, in the letter today, they are offering a full & final of...
this is the first ive heard of Barclays doing this! sounds fishy to me as if theyve got something to hide. However, if and when you raised a court claim the 8% would bump it up nicely as well.
so i would do a spready with the 8% on the 7k and see what it comes to then make your decison.
at the end of the day its your call but if it was me i would want whats owed to me.
this is the first ive heard of Barclays doing this! sounds fishy to me as if theyve got something to hide. However, if and when you raised a court claim the 8% would bump it up nicely as well.
so i would do a spready with the 8% on the 7k and see what it comes to then make your decison.
at the end of the day its your call but if it was me i would want whats owed to me.
Hi Kimmy,
Yep, I've been banging away in Open Office for a while and worked it out. I just wished that I had been through whole process end to end at least once, so I could be sure that I wouldn't mess things up and make a mistake with claim somewhere down the line.
Anyway, it's always the first time for something...
wobbles vs Woolwich Openplan
letter. I requested it over the telephone and received a case number. I received a letter advising me that they will respond to complaint by 4th April (which is within the 40 days that my letter would have given).
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Originally Posted by barracad
