Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Question JW 'v' HSBC ***SETTLED IN FULL***

    Can anyone help pleeeeeeeease.

    Sent prelim letter 06.02.07.

    Receive standard reply " we are investigatin claim" 15.02.07

    Received another standard reply "we are investigating claim" 22.02.07

    Sent lbaicon 24.02.07

    As yet no reply

    I have started to prepare MCOL ready for submission on Monday, but I am a bit confused. According to the template on this site, of which I am using, it says not to put the total interesticon at date of claim in the text of claim.

    What do I do. I have calculated my total charges to be approx £3500, and by using the spreadsheet to calculate the 8% bit, the interest comes to £562.50. Do I put this figure in the text bit?

    Please help.

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  2. #2
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    Question Re: JW 'v' HSBC - Please help

    please, please can someone help me. I also need to know if I just put the total charges figure or the charges plus the 8% interesticon in the box for total claim.


  3. #3
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    Default Re: JW 'v' HSBC - Please help

    Finally, the section in blue [enter interesticon total at date of claim] is for guidance only and should NOT be included in the text of your claim.

    What this means is that you delete the blue text
    [enter interest total at date of claim]


    I also need to know if I put the charges plus the 8% interest in the box for total claim.
    Yes

    See here
    Getting MCOL Right


  4. #4
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    Default Re: JW 'v' HSBC - Please help

    jowalshy if you PM lateralus and ask here to PM back to you her particulars regarded filling mcol in she will only be to happy to help you, she did this for me and many others it just makes it so simple to alter it to suit your claim
    even though monday is your mcol date if you miss it by a few days it does not matter better to get it right first time it will be invalueable in the end

    It would not suprise after latty reads this post that she does not contact you because she is really on the ball and very helpful


  5. #5
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    Default Re: JW 'v' HSBC - Please help

    Thanks ever so much Michael & st24driver. You have helped heaps. I am really nervous about all this and your support means a hell of alot to me.

    Thanks again and I will keep you posted.


  6. #6
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    Default Re: JW 'v' HSBC - Please help

    jowalshy. Just read and follow the well trodden tracks everyone else has used and if you have any questions, no matter how silly you think they sound, ask them here, someone will get back to you.
    I have received lots of good advice here and tried to answer others. A lot of the time its just reassurance we need and I have found the people here are very supportive.

    pete


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    Default Re: JW 'v' HSBC - Please help

    i'll pm you and send you mine


  8. #8
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    Default Re: JW 'v' HSBC - Please help

    Thanks nettyg I would really appreciate that.


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    Default Re: JW 'v' HSBC - Please help

    did you get them?


  10. #10
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    Default Re: JW 'v' HSBC - Please help

    Hi netty, Nothing in my box as yet.


  11. #11
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    Default Re: JW 'v' HSBC - Please help

    ok i'll send them again


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    Default Re: JW 'v' HSBC - Please help

    thanks netty


  13. #13
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    Default Re: JW 'v' HSBC - Please help

    Dear Nettyg, I was wondering if you had sent them yet? I haven't received anything as yet.


  14. #14
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    Default Re: JW 'v' HSBC - Please help

    yes i've sent the pm to you - twice now!!


  15. #15
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    Default Re: JW 'v' HSBC - Please help

    Hi Netty, Nothing in my PM box still. PM stands for private messages doesn't it? Am I looking in the right place? Private message box is empty. I tried to PM you but it said that your box is full and couldn't deliver.


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    Default Re: JW 'v' HSBC - Please help

    ok, i've emptied out my mailbox now so i'll do it again now


  17. #17
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    Default Re: JW 'v' HSBC - Please help

    yipeeeeee Netty. message received loud and clear (3rd time lucky lol!. Thanks again. Take care.


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    Default Re: JW 'v' HSBC - Please help

    Netty.. if yer gonna be a celeb ya gotta read yer mail <laffin>


  19. #19
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    Default Re: JW 'v' HSBC - Please help

    I have now redone my MCOL and am ready to push the submit button tomorrow. Thanks again Netty you have helped heaps.


  20. #20
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    Default Re: JW 'v' HSBC - Please help

    you're welcome. after a few days you will get your 'notice of issue' from the courts with a date deemed served. that is the date by which HSBCicon have to defend ok. just watch the status on mcol change - when it changes to acknowledged in a couple of weeks, start reading up on the allocation questionnaireicon procedures. read threads on here and also the guidance notes on the mcol site.
    good luck



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